Median Earnings (1yr)
$37,934
52nd percentile
Median Debt
$20,000
22% below national median
Debt-to-Earnings
0.53
Manageable
Sample Size
20
Limited data

Analysis

With a small sample size flagging caution, Towson's Social Sciences bachelor's shows a middling but manageable financial picture. First-year earnings of $37,934 land near the national median but trail Maryland's state median by $6,300—placing this program in just the 40th percentile among the five Maryland schools offering this degree. That gap matters: your child would start roughly 15% behind the typical Maryland social sciences graduate, with University of Maryland Global Campus graduates earning $12,600 more in year one.

The debt load of $20,000 is actually lower than both state and national medians, creating a debt-to-earnings ratio of 0.53 that's reasonable for a social sciences degree. However, the 84th percentile debt ranking nationally (meaning 84% of programs carry less debt) suggests borrowing here runs higher than at most comparable programs, even if the absolute number seems modest. For context, the national median debt for this field is $25,500, so Towson students are borrowing $5,500 less than typical.

The tradeoff is straightforward: lighter debt but also lighter earnings within Maryland's market. If your child plans to stay in-state, understand they'll likely start behind peers from other Maryland programs. The accessible 83% admission rate and moderate debt make this a low-risk option, but the below-median state earnings suggest better value exists elsewhere in Maryland for social sciences majors.

Where Towson University Stands

Earnings vs. debt across all social sciences bachelors's programs nationally

Towson UniversityOther social sciences programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Towson University graduates compare to all programs nationally

Towson University graduates earn $38k, placing them in the 52th percentile of all social sciences bachelors programs nationally.

Compare to Similar Programs in Maryland

Social Sciences bachelors's programs at peer institutions in Maryland (5 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Towson University$37,934$20,0000.53
University of Maryland Global Campus$50,557$45,636$23,5990.47
National Median$37,459$25,5000.68

Other Social Sciences Programs in Maryland

Compare tuition, earnings, and debt across Maryland schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Maryland Global Campus
Adelphi
$7,992$50,557$23,599

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Towson University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 20 graduates with reported earnings and 19 graduates with debt data. Small samples may not be representative.