Median Earnings (1yr)
$36,279
50th percentile
Median Debt
$20,500
20% below national median
Debt-to-Earnings
0.57
Manageable
Sample Size
235
Adequate data

Analysis

Towson's social sciences program starts modestly but shows impressive earnings growth, with graduates nearly doubling their income from $36,000 to $54,000 over four years. That 48% jump is noteworthy for a social sciences degree, suggesting graduates successfully transition into stronger career trajectories after their first year. Among Maryland's social sciences programs, this ranks in the 60th percentile—above the state median of $35,000 and outperforming higher-priced private alternatives like Loyola.

The debt picture requires attention, though. At $20,500, graduates borrow less than the national median ($25,500), but more than Maryland's typical social sciences student ($23,750). The key question is whether that first-year salary of $36,000 feels manageable while carrying this debt load. The 0.57 debt-to-earnings ratio sits in a reasonable range, and the strong earnings progression suggests graduates can handle payments comfortably by year two or three.

For Maryland families seeking an accessible public option, Towson delivers solid middle-of-the-pack results. The program won't produce immediate high earners, but the earnings trajectory and moderate debt create a workable financial path. Students should plan for a lean first year post-graduation, knowing stronger earning years typically follow.

Where Towson University Stands

Earnings vs. debt across all social sciences bachelors's programs nationally

Towson UniversityOther social sciences programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Towson University graduates compare to all programs nationally

Towson University graduates earn $36k, placing them in the 50th percentile of all social sciences bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Maryland

Social Sciences bachelors's programs at peer institutions in Maryland (4 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Towson University$36,279$53,684$20,5000.57
Loyola University Maryland$33,993$55,596$27,0000.79
National Median$36,279—$25,5000.70

Other Social Sciences Programs in Maryland

Compare tuition, earnings, and debt across Maryland schools

SchoolIn-State TuitionEarnings (1yr)Debt
Loyola University Maryland
Baltimore
$55,480$33,993$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Towson University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 235 graduates with reported earnings and 271 graduates with debt data. Small samples may not be representative.