International Relations and National Security Studies at Transylvania University

A debt load of $21,500 for first-year earnings around $37,200 places this program squarely in the national middle—neither a bargain nor a red flag. Similar International Relations programs nationwide report identical outcomes, which at least suggests Transylvania isn't underperforming its peer schools. The debt-to-earnings ratio of 0.58 means graduates would need roughly seven months of gross income to cover their loans, a manageable starting point for a liberal arts degree.

The real question is whether Kentucky's job market will support these national wage expectations. Northern Kentucky University's International Relations grads earn just $21,915—nearly $15,000 less than what comparable programs suggest Transylvania graduates might earn. This gap could reflect Kentucky's limited opportunities in foreign policy and national security work, or it might mean graduates need to relocate to Washington, D.C., New York, or other coastal hubs where these careers cluster. If your student plans to stay in Kentucky after graduation, the debt becomes harder to justify.

The 85% admission rate and solid SAT average of 1285 indicate Transylvania attracts capable students without being highly selective. For families banking on this degree leading to immediate career placement in Kentucky, proceed cautiously—the in-state market appears thin. If your student is willing to relocate to cities with robust international affairs sectors, the debt burden becomes more reasonable, though not exceptional.