Analysis
A debt load of $27,000 against first-year earnings around $36,000 looks manageable on paper, but the reality for Transylvania's social sciences graduates deserves a closer look. These figures come from national peer programs rather than tracking this school's actual outcomes, which means we're working with educated guesses about what a graduate might earn and owe. The 0.74 debt-to-earnings ratio suggests borrowers would dedicate roughly three-quarters of their annual salary to debtβa workable but not comfortable position for someone starting their career in a field known for modest initial compensation.
The $27,000 debt estimate slightly exceeds the national median for social sciences programs, while earnings align exactly with what similar bachelor's programs produce nationally. For a private university charging tuition well above state school rates, this means families are paying a premium without clear evidence of a salary advantage. Social sciences careers often require graduate school for advancement, which could push total educational debt considerably higher.
The key question is whether Transylvania's smaller class sizes and liberal arts focus justify the cost when the earnings outlook mirrors what you'd expect from any social sciences bachelor's degree. With only estimates available and limited comparison points in Kentucky, families should request specific alumni outcomes directly from the admissions office before committing to this investment.
Where Transylvania University Stands
Earnings vs. debt across all social sciences bachelors's programs nationally
Compare to Similar Programs Nationally
Social Sciences bachelors's programs at top institutions nationally
Scroll to see more β
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $44,980 | $36,279* | β | $27,000* | β | |
| $14,850 | $61,109* | $97,257 | $15,000* | 0.25 | |
| $7,410 | $54,265* | β | $12,500* | 0.23 | |
| $17,239 | $51,753* | $59,341 | $25,000* | 0.48 | |
| $65,168 | $48,243* | $61,389 | β* | β | |
| $11,380 | $45,509* | β | β* | β | |
| National Median | β | $36,279* | β | $25,500* | 0.70 |
Career Paths
Occupations commonly associated with social sciences graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Transylvania University, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 33 similar programs. Actual outcomes may vary.