Applied Mathematics at Trevecca Nazarene University

A debt-to-earnings ratio of 0.42 suggests this program could put students on reasonably stable financial footing, though the figures here come from national peer programs rather than Trevecca's actual graduates. With estimated first-year earnings around $61,000 and debt near $25,000, students would be facing manageable monthly payments—roughly 7% of gross income under standard repayment plans. That's within the conventional threshold for sustainable educational debt, though not so comfortable that the $4,000 gap above the national median debt should be ignored.

The bigger question is how Trevecca's specific outcomes compare to other applied mathematics programs. Only five Tennessee schools offer this degree, and none have publicly reported data, making it difficult to assess whether Nashville's job market provides enough quantitative analyst, data science, or actuarial positions to justify the investment. Applied mathematics typically opens doors in finance, tech, and engineering—sectors where Nashville is growing but doesn't yet rival major hubs. If your child plans to relocate after graduation, these estimates become more relevant; if they're counting on local opportunities, the lack of school-specific data carries real risk.

The practical upshot: these numbers suggest a workable investment if your student treats this degree as preparation for graduate school or is willing to be geographically flexible. Without actual outcomes from Trevecca's program, you're making an educated guess based on what similar programs produce nationwide.