Analysis
A bachelor's in business from Trevecca carries an estimated $26,500 in debt—right at the national median for business programs—but with first-year earnings projections based on peer programs nationwide suggesting around $50,740. That debt-to-earnings ratio of 0.52 falls within a manageable range, meaning graduates would owe roughly half their first year's salary. For context, business degrees at this level nationally cluster around $26,000 in debt, so Trevecca's estimate doesn't appear inflated relative to similar programs.
The challenge here is that both the earnings and debt figures are estimates drawn from comparable programs elsewhere, not actual outcomes from Trevecca's graduates. This means you're betting on Trevecca producing results similar to the national median—a reasonable assumption for a business degree, which tends to have fairly consistent employment outcomes, but still an assumption. Nashville's strong job market could work in graduates' favor, potentially pushing earnings above that $50,740 estimate, though the school's 1090 average SAT suggests it may not draw the same student profile as Tennessee's flagship programs.
The estimated numbers suggest a financially viable path if your student is disciplined about debt and pursues practical business concentrations. But with no reported data to confirm Trevecca's actual track record, you're relying on broader program trends rather than this school's specific performance. If Trevecca offers significantly better financial aid than alternatives with reported outcomes, the gamble might be worth it.
Where Trevecca Nazarene University Stands
Earnings vs. debt across all business, management, marketing, bachelors's programs nationally
Compare to Similar Programs Nationally
Business, Management, Marketing, bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $29,790 | $50,740* | — | $26,500* | — | |
| $13,120 | $82,115* | — | $29,062* | 0.35 | |
| $16,450 | $80,842* | — | $15,697* | 0.19 | |
| $41,010 | $73,382* | $78,432 | $27,000* | 0.37 | |
| $59,070 | $72,850* | $89,485 | $26,500* | 0.36 | |
| $58,150 | $70,365* | $89,440 | $26,000* | 0.37 | |
| National Median | — | $50,740* | — | $26,000* | 0.51 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Trevecca Nazarene University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 31 similar programs. Actual outcomes may vary.