Based on U.S. Department of Education data (October 2025 release). Some figures are estimates based on similar programs — see details below.
Analysis
Troy's business program sits in an unusual position: peer programs nationwide suggest first-year earnings around $50,740, yet the only other Alabama business bachelor's program with reported data—Athens State—shows graduates earning $63,754. That's a $13,000 gap that could reflect real differences in curriculum, alumni networks, or regional job placement, or it could simply be noise from limited data. Without Troy's actual outcomes, it's hard to know which story applies here.
The estimated debt of $24,621 is lower than both national and state medians for business degrees, putting the debt-to-earnings ratio at a manageable 0.49. If the earnings estimates prove accurate, that's roughly half a year's salary in debt—a reasonable burden for a business graduate. Troy's 93% admission rate and solid Pell grant enrollment (42%) suggest it serves a broad student population, including many first-generation college students who may particularly benefit from keeping debt below $25,000.
The real question is whether Troy can match the stronger earnings seen at comparable Alabama programs, or whether its graduates track closer to the national median. Given the lack of program-specific data, parents should dig into Troy's business school's career placement services and alumni outcomes before committing. The debt picture looks solid; it's the earnings uncertainty that matters most here.
Where Troy University Stands
Earnings vs. debt across all business, management, marketing, bachelors's programs nationally
Compare to Similar Programs in Alabama
Business, Management, Marketing, bachelors's programs at peer institutions in Alabama (2 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $9,792 | $50,740* | — | $24,621* | — | |
| — | $63,754* | $62,228 | $28,098* | 0.44 | |
| National Median | — | $50,740* | — | $26,000* | 0.51 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Troy University, approximately 42% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 31 similar programs. Actual outcomes may vary.