Median Earnings (1yr)
$37,838
95th percentile (95th in AL)
Median Debt
$27,504
151% above national median
Debt-to-Earnings
0.73
Manageable
Sample Size
55
Adequate data

Analysis

Troy University's general studies associate program achieves something remarkable: it outperforms 95% of similar programs both nationally and in Alabama, with first-year earnings of $37,838 jumping to $46,135 by year four. That's $13,463 above the Alabama median and more than $10,000 above the national benchmark. For an open-access university with a 93% admission rate, these outcomes suggest strong regional employer connections or effective career placement—students aren't just getting a degree, they're getting jobs that pay.

The tradeoff is higher debt: $27,504 versus Alabama's typical $9,886 for this program. That said, the debt-to-earnings ratio of 0.73 remains manageable, and the 22% earnings growth means graduates see meaningful income progression. This isn't the cheapest path to a general studies associate degree, but the earnings premium appears to justify the investment. You're essentially paying more upfront for outcomes that triple what most Alabama community colleges deliver in this field.

For families seeking an affordable stepping stone—perhaps planning to transfer to a four-year program—Troy's price tag deserves scrutiny. But if immediate earnings matter, this program delivers returns that dwarf both state and national peers. The value proposition depends on whether your student needs income now or can wait while keeping debt minimal at a lower-cost alternative.

Where Troy University Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities associates's programs nationally

Troy UniversityOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Troy University graduates compare to all programs nationally

Troy University graduates earn $38k, placing them in the 95th percentile of all liberal arts and sciences, general studies and humanities associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Alabama

Liberal Arts and Sciences, General Studies and Humanities associates's programs at peer institutions in Alabama (29 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Troy University$37,838$46,135$27,5040.73
Columbia Southern University$55,667$60,690$15,9230.29
Chattahoochee Valley Community College$28,470$36,566$11,1490.39
Jefferson State Community College$28,176$33,742$11,0000.39
Lawson State Community College$26,759$32,735$7,5000.28
Southern Union State Community College$26,174$32,454$9,8600.38
National Median$27,248—$10,9500.40

Other Liberal Arts and Sciences, General Studies and Humanities Programs in Alabama

Compare tuition, earnings, and debt across Alabama schools

SchoolIn-State TuitionEarnings (1yr)Debt
Columbia Southern University
Orange Beach
$5,808$55,667$15,923
Chattahoochee Valley Community College
Phenix City
$5,040$28,470$11,149
Jefferson State Community College
Birmingham
$5,040$28,176$11,000
Lawson State Community College
Birmingham
$4,980$26,759$7,500
Southern Union State Community College
Wadley
$4,980$26,174$9,860

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Troy University, approximately 42% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 55 graduates with reported earnings and 189 graduates with debt data. Small samples may not be representative.