Analysis
Based on comparable fire protection programs nationwide, this associate's degree carries an estimated debt load of around $10,370—modest enough that it shouldn't become a financial albatross. The estimated first-year earnings of $56,004 create a debt-to-earnings ratio of 0.19, meaning graduates would owe roughly two months of salary. That's a manageable starting point for what's typically a stable public sector career.
The challenge here is context. New Jersey has ten schools offering fire protection associate's degrees, but none report earnings data publicly, making it difficult to gauge whether local market conditions differ from national patterns. Fire protection careers often depend heavily on municipal hiring, civil service exams, and union structures that vary significantly by state and even by county. What works in other states may not translate directly to New Jersey's competitive public safety job market.
For parents willing to accept uncertainty, the low estimated debt makes this a relatively low-risk investment—if things don't work out, your child won't be buried in loans. But before committing, connect with local fire departments to understand hiring requirements and timelines. Many departments prioritize candidates with EMT certifications or specific training that may or may not align with this curriculum. The numbers suggest reasonable value, but regional employment realities will ultimately determine whether this degree opens doors.
Where UCNJ Union College of Union County New Jersey Stands
Earnings vs. debt across all fire protection associates's programs nationally
Compare to Similar Programs Nationally
Fire Protection associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,280 | $56,004* | — | $10,370* | — | |
| $5,400 | $91,944* | — | $6,125* | 0.07 | |
| $5,352 | $90,948* | $110,475 | $10,192* | 0.11 | |
| $25,220 | $76,032* | $71,661 | $12,609* | 0.17 | |
| $5,808 | $75,326* | $68,139 | $10,500* | 0.14 | |
| $10,110 | $70,749* | $75,553 | $21,244* | 0.30 | |
| National Median | — | $56,004* | — | $11,250* | 0.20 |
Career Paths
Occupations commonly associated with fire protection graduates
Fire Inspectors and Investigators
Forest Fire Inspectors and Prevention Specialists
Career/Technical Education Teachers, Postsecondary
Firefighters
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
First-Line Supervisors of Firefighting and Prevention Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At UCNJ Union College of Union County New Jersey, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 12 similar programs. Actual outcomes may vary.