Analysis
A Bachelor's degree in entrepreneurship carries significant weight when evaluating costs and outcomes, and Union University's program sits squarely at national benchmarks based on peer institutions. Similar programs across the country suggest first-year earnings around $45,265, with graduates typically carrying $25,396 in debt—yielding a debt-to-earnings ratio of 0.56. That's a manageable financial position by most standards, meaning roughly seven months of gross earnings to cover the debt load.
However, context matters here. Tennessee's entrepreneurship programs produce slightly lower median earnings at $43,002, according to data from Middle Tennessee State and others. Union's selective admissions (47% acceptance rate, strong SAT scores) and relatively low Pell enrollment suggest the school draws from families with greater economic resources, which could translate to better networking opportunities and financial cushions for entrepreneurial ventures. That advantage may offset any regional earnings gap, though it's impossible to confirm without school-specific data.
The fundamental challenge remains: entrepreneurship outcomes vary wildly based on individual execution, not just degree quality. The estimated figures here reflect typical first-year W-2 earnings, which may undercount entrepreneurs who build successful ventures quickly or overstate outcomes for those whose businesses struggle initially. If your child needs immediate income to service debt, this path requires careful planning. If they have runway to experiment and build, the moderate debt burden shouldn't constrain their options unduly.
Where Union University Stands
Earnings vs. debt across all entrepreneurial and small business operations bachelors's programs nationally
Compare to Similar Programs in Tennessee
Entrepreneurial and Small Business Operations bachelors's programs at peer institutions in Tennessee (10 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $38,450 | $45,265* | — | $25,396* | — | |
| $9,506 | $43,002* | $35,270 | —* | — | |
| National Median | — | $45,265* | — | $24,125* | 0.53 |
Career Paths
Occupations commonly associated with entrepreneurial and small business operations graduates
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Business Teachers, Postsecondary
Personal Service Managers, All Other
Fitness and Wellness Coordinators
Spa Managers
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
Wind Energy Operations Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Union University, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 67 similar programs. Actual outcomes may vary.