Est. Earnings (1yr)
$35,283
Est. from MD median (9 programs)
Est. Median Debt
$21,714
Est. from MD median (8 programs)

Analysis

The Naval Academy operates under a fundamentally different financial model than civilian universities—midshipmen serve on active duty after graduation, which explains why these estimated figures don't tell the full story. While comparable English programs in Maryland suggest first-year earnings around $35,000 with debt near $22,000, Naval Academy graduates enter mandatory military service with predetermined pay scales that don't reflect the full compensation package of benefits, housing allowances, and education loan repayment programs that come with their commission.

The debt estimate here is particularly misleading. Naval Academy students attend tuition-free in exchange for their service commitment, meaning actual debt for this program is likely zero or minimal—the $22,000 figure simply reflects what other Maryland institutions typically produce. The earnings estimate, drawn from nine civilian programs statewide, similarly misses the mark since new officers' total compensation (base pay plus allowances) typically exceeds these figures, and they graduate into guaranteed employment rather than the uncertain job market facing civilian English majors.

For parents evaluating this program, the traditional debt-to-earnings calculation is irrelevant. The real question is whether your child is prepared for the military commitment that comes with this degree. If they're accepted (only 9% are) and ready for service, they'll graduate debt-free with leadership training that civilian programs can't match. The English degree itself takes a back seat to the military career it launches.

Where United States Naval Academy Stands

Earnings vs. debt across all english language and literature bachelors's programs nationally

Compare to Similar Programs in Maryland

English Language and Literature bachelors's programs at peer institutions in Maryland (22 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
United States Naval AcademyAnnapolis—$35,283*—$21,714*—
Towson UniversityTowson$11,306$39,250*$47,334$21,500*0.55
University of Maryland-College ParkCollege Park$11,505$36,561*$47,743$21,500*0.59
McDaniel CollegeWestminster$49,647$35,793*$41,561$22,250*0.62
University of Maryland Global CampusAdelphi$7,992$35,630*$42,544$24,062*0.68
Salisbury UniversitySalisbury$10,638$35,283*$38,086$21,875*0.62
National Median—$29,967*—$24,529*0.82
* Estimated from similar programs

Career Paths

Occupations commonly associated with english language and literature graduates

English Language and Literature Teachers, Postsecondary

Teach courses in English language and literature, including linguistics and comparative literature. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Secondary School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the secondary school level.

$64,580/yrJobs growth:Bachelor's degree

Proofreaders and Copy Markers

Read transcript or proof type setup to detect and mark for correction any grammatical, typographical, or compositional errors. Excludes workers whose primary duty is editing copy. Includes proofreaders of braille.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 9 similar programs in MD. Actual outcomes may vary.