Analysis
The Naval Academy operates under a fundamentally different financial model than civilian universities—midshipmen serve on active duty after graduation, which explains why these estimated figures don't tell the full story. While comparable English programs in Maryland suggest first-year earnings around $35,000 with debt near $22,000, Naval Academy graduates enter mandatory military service with predetermined pay scales that don't reflect the full compensation package of benefits, housing allowances, and education loan repayment programs that come with their commission.
The debt estimate here is particularly misleading. Naval Academy students attend tuition-free in exchange for their service commitment, meaning actual debt for this program is likely zero or minimal—the $22,000 figure simply reflects what other Maryland institutions typically produce. The earnings estimate, drawn from nine civilian programs statewide, similarly misses the mark since new officers' total compensation (base pay plus allowances) typically exceeds these figures, and they graduate into guaranteed employment rather than the uncertain job market facing civilian English majors.
For parents evaluating this program, the traditional debt-to-earnings calculation is irrelevant. The real question is whether your child is prepared for the military commitment that comes with this degree. If they're accepted (only 9% are) and ready for service, they'll graduate debt-free with leadership training that civilian programs can't match. The English degree itself takes a back seat to the military career it launches.
Where United States Naval Academy Stands
Earnings vs. debt across all english language and literature bachelors's programs nationally
Compare to Similar Programs in Maryland
English Language and Literature bachelors's programs at peer institutions in Maryland (22 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| — | $35,283* | — | $21,714* | — | |
| $11,306 | $39,250* | $47,334 | $21,500* | 0.55 | |
| $11,505 | $36,561* | $47,743 | $21,500* | 0.59 | |
| $49,647 | $35,793* | $41,561 | $22,250* | 0.62 | |
| $7,992 | $35,630* | $42,544 | $24,062* | 0.68 | |
| $10,638 | $35,283* | $38,086 | $21,875* | 0.62 | |
| National Median | — | $29,967* | — | $24,529* | 0.82 |
Career Paths
Occupations commonly associated with english language and literature graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 9 similar programs in MD. Actual outcomes may vary.