Median Earnings (1yr)
$58,535
95th percentile (60th in NJ)
Median Debt
$12,953
12% below national median
Debt-to-Earnings
0.22
Manageable
Sample Size
94
Adequate data

Analysis

Universal Training Institute's nursing certificate program produces first-year earnings of $58,535—outperforming 95% of similar programs nationally and achieving results close to New Jersey's top-ranked schools. That's $14,400 above the national median and only $4,000 below the state's highest earner, Holy Name Medical Center's program. For a certificate that takes less than two years to complete, these are exceptional returns.

The debt picture reinforces the value: at under $13,000, graduates owe roughly $4,700 less than the state median and $1,800 less than the national average. This translates to a debt-to-earnings ratio of 0.22—meaning graduates could theoretically pay off their entire loan in less than three months of work. While the program ranks at the 60th percentile within New Jersey (where nursing programs generally perform well), it's crushing national competition, and the modest debt keeps the financial risk minimal even if individual outcomes vary.

The 58% Pell grant rate suggests this program is successfully serving students who might not have access to traditional four-year nursing programs, giving them a direct path to solid middle-class earnings. For families seeking the fastest route to healthcare employment with manageable debt, this represents one of the stronger options in the Perth Amboy area.

Where Universal Training Institute Stands

Earnings vs. debt across all practical nursing, vocational nursing and nursing assistants certificate's programs nationally

Universal Training InstituteOther practical nursing, vocational nursing and nursing assistants programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Universal Training Institute graduates compare to all programs nationally

Universal Training Institute graduates earn $59k, placing them in the 95th percentile of all practical nursing, vocational nursing and nursing assistants certificate programs nationally.

Compare to Similar Programs in New Jersey

Practical Nursing, Vocational Nursing and Nursing Assistants certificate's programs at peer institutions in New Jersey (26 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Universal Training Institute$58,535—$12,9530.22
Holy Name Medical Center-Sister Claire Tynan School of Nursing$62,684$57,933$18,2240.29
Essex County College$62,448———
MCVSD$62,124—$10,1680.16
Eastwick College-Hackensack$58,986$60,629$23,5650.40
UCNJ Union College of Union County New Jersey$57,957$56,608$20,2460.35
National Median$44,134—$14,8030.34

Other Practical Nursing, Vocational Nursing and Nursing Assistants Programs in New Jersey

Compare tuition, earnings, and debt across New Jersey schools

SchoolIn-State TuitionEarnings (1yr)Debt
Holy Name Medical Center-Sister Claire Tynan School of Nursing
Englewood Cliffs
$23,489$62,684$18,224
Essex County College
Newark
$5,346$62,448—
MCVSD
Freehold
—$62,124$10,168
Eastwick College-Hackensack
Hackensack
$16,913$58,986$23,565
UCNJ Union College of Union County New Jersey
Cranford
$5,280$57,957$20,246

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Universal Training Institute, approximately 58% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 94 graduates with reported earnings and 101 graduates with debt data. Small samples may not be representative.