Median Earnings (1yr)
$20,116
18th percentile (25th in NY)
Median Debt
$22,625
11% below national median
Debt-to-Earnings
1.12
Elevated
Sample Size
34
Adequate data

Analysis

UAlbany's Fine Arts program starts rough but shows exceptional recovery—graduates earn just $20,116 in their first year out, landing below both the national and state medians. Among New York's 79 art programs, this ranks in just the 25th percentile. However, by year four, earnings more than double to $40,531, surpassing the state median and many peer programs. This dramatic 102% growth suggests graduates may need time to establish themselves professionally, perhaps building portfolios, client bases, or transitioning into applied arts roles that value their training.

The debt load of $22,625 is manageable relative to other art programs—actually below both state and national averages—making that difficult first year more survivable. The debt-to-earnings ratio of 1.12 isn't alarming given the subsequent earnings trajectory. With 42% of students on Pell grants, the relatively accessible admission (70% acceptance) and lower debt burden matter for families without financial cushions.

The bottom line: this program requires patience and likely a financial runway for those first couple years. If your child has family support to weather the lean early period and understands they're entering a field where professional development takes time, the strong earnings growth suggests real career traction eventually develops. Without that support system, the initial earnings gap could prove prohibitive.

Where University at Albany Stands

Earnings vs. debt across all fine and studio arts bachelors's programs nationally

University at AlbanyOther fine and studio arts programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University at Albany graduates compare to all programs nationally

University at Albany graduates earn $20k, placing them in the 18th percentile of all fine and studio arts bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New York

Fine and Studio Arts bachelors's programs at peer institutions in New York (79 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University at Albany$20,116$40,531$22,6251.12
Columbia University in the City of New York$51,435$49,320$26,8530.52
Barnard College$39,947—$18,7500.47
Empire State University$39,946—$15,1250.38
Fordham University$35,929$49,855$24,4950.68
Syracuse University$32,636—$27,0000.83
National Median$24,742—$25,2951.02

Other Fine and Studio Arts Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
Columbia University in the City of New York
New York
$69,045$51,435$26,853
Barnard College
New York
$66,246$39,947$18,750
Empire State University
Saratoga Springs
$7,630$39,946$15,125
Fordham University
Bronx
$61,992$35,929$24,495
Syracuse University
Syracuse
$63,061$32,636$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University at Albany, approximately 42% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 34 graduates with reported earnings and 38 graduates with debt data. Small samples may not be representative.