Analysis
Physics graduates from peer programs nationally typically earn around $47,670 in their first year, which puts this program right at the median—but University of Arizona students report substantially higher earnings by year four at $81,191. That 70% jump suggests the degree opens doors to positions with genuine advancement potential, whether in research, tech, or engineering fields. The estimated first-year figure comes from national data since Arizona's own sample is too small, but the reported fourth-year number shows what actually happens to U of A graduates specifically.
The $20,650 in debt is notably lower than the national median of $23,304, and with a debt-to-earnings ratio of 0.43 based on comparable programs, a graduate earning near $48,000 could realistically manage payments without financial strain. Arizona's other physics programs report much lower starting earnings around $30,500, making U of A's trajectory particularly worth noting—though remember that first-year figure is an estimate, not actual reported outcomes for this campus.
The practical takeaway: If your student is serious about physics and the reported fourth-year earnings hold, this program appears positioned to deliver solid mid-career returns at a manageable debt level. The uncertainty lies in that first year, where we're relying on national patterns rather than U of A-specific data, but the trajectory from year one to year four suggests strong earning potential for graduates who stay in the field.
Where University of Arizona Stands
Earnings vs. debt across all physics bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Arizona | — | $81,191 | — |
| Massachusetts Institute of Technology | $54,773 | $166,156 | +203% |
| University of California-Santa Barbara | $53,597 | $88,722 | +66% |
| Rensselaer Polytechnic Institute | $60,348 | $88,071 | +46% |
| Arizona State University Campus Immersion | $30,503 | $61,960 | +103% |
Compare to Similar Programs in Arizona
Physics bachelors's programs at peer institutions in Arizona (5 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $13,626 | $47,670* | $81,191 | $20,650 | — | |
| — | $30,503* | — | — | — | |
| $12,051 | $30,503* | $61,960 | $24,700 | 0.81 | |
| National Median | — | $47,670* | — | $23,304 | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Arizona, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.