Analysis
A debt load around $23,400 against first-year earnings near $47,700 yields a manageable 0.49 debt-to-earnings ratio—half your annual income in debt is generally considered reasonable for bachelor's degree programs. What complicates the picture here is that comparable physics programs in Arkansas typically produce stronger early outcomes, with the state median sitting at $58,870. That $11,000 gap suggests either different employment patterns among graduates or variation in how physics majors from different Arkansas schools enter the workforce.
Physics degrees naturally lead graduates in multiple directions—some pursue graduate school, others enter teaching, and many find roles in technical fields or data analysis. This diversity can mask what's actually happening with UALR physics graduates specifically. The national benchmark of $47,670 indicates these estimated earnings fall right at the median for physics bachelor's programs nationwide, so the program isn't necessarily underperforming—it's the Arkansas comparison that raises questions about whether location, alumni networks, or program structure might affect early career placement.
If your child is committed to physics and UALR offers the right environment, the debt burden shouldn't be prohibitive. But investigate why the state median runs so much higher—is it driven by one program's particular industry connections, or do most Arkansas physics graduates start stronger? Understanding that gap matters for gauging whether this specific path maximizes the investment.
Where University of Arkansas at Little Rock Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in Arkansas
Physics bachelors's programs at peer institutions in Arkansas (10 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $8,455 | $47,670* | — | $23,424* | — | |
| $9,820 | $58,870* | — | $23,625* | 0.40 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Arkansas at Little Rock, approximately 41% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.