Median Earnings (1yr)
$41,530
75th percentile (80th in AR)
Median Debt
$20,683
23% below national median
Debt-to-Earnings
0.50
Manageable
Sample Size
23
Limited data

Analysis

Among Arkansas's 23 liberal arts programs, University of Arkansas at Monticello ranks in the 80th percentile for graduate earnings—outperforming larger institutions like Arkansas State and the University of Arkansas at Little Rock. First-year graduates earn $41,530, well above both the state median ($32,924) and the national median ($36,340), while carrying just $20,683 in debt compared to the $27,000 national average. That 0.50 debt-to-earnings ratio means graduates owe roughly half their first-year salary, a manageable burden that leaves room for actual financial flexibility.

The caveat here is sample size—fewer than 30 graduates reported data, so these numbers could shift with a larger cohort. Still, the combination of above-average earnings and below-average debt creates a relatively low-risk scenario compared to what this degree typically delivers elsewhere in Arkansas. Earnings growth is modest at 3% over four years, which is typical for liberal arts graduates who often need time to find their career footing.

For families looking at liberal arts programs in Arkansas, this represents a sensible in-state option. The relatively low debt load matters more than you might think—it means your child could pursue graduate school, nonprofit work, or other lower-paying but meaningful paths without crushing financial pressure.

Where University of Arkansas at Monticello Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally

University of Arkansas at MonticelloOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Arkansas at Monticello graduates compare to all programs nationally

University of Arkansas at Monticello graduates earn $42k, placing them in the 75th percentile of all liberal arts and sciences, general studies and humanities bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Arkansas

Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in Arkansas (23 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Arkansas at Monticello$41,530$42,582$20,6830.50
University of Arkansas at Pine Bluff$34,143$31,351$31,0000.91
Arkansas State University$33,881$36,883$27,0000.80
University of Arkansas at Little Rock$33,780$37,036$31,0000.92
John Brown University$32,974—$26,7720.81
Henderson State University$32,875$34,059$25,5000.78
National Median$36,340—$27,0000.74

Other Liberal Arts and Sciences, General Studies and Humanities Programs in Arkansas

Compare tuition, earnings, and debt across Arkansas schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Arkansas at Pine Bluff
Pine Bluff
$9,019$34,143$31,000
Arkansas State University
Jonesboro
$7,754$33,881$27,000
University of Arkansas at Little Rock
Little Rock
$8,455$33,780$31,000
John Brown University
Siloam Springs
$30,832$32,974$26,772
Henderson State University
Arkadelphia
$7,885$32,875$25,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Arkansas at Monticello, approximately 49% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 23 graduates with reported earnings and 28 graduates with debt data. Small samples may not be representative.