Analysis
A debt-to-earnings ratio of 0.49 suggests this program falls within manageable territory—students would owe roughly half their projected first-year salary. However, based on comparable physics programs nationally, the estimated $47,670 starting salary appears modest for this field, particularly when Southern Arkansas University reports actual earnings of $58,870 for their physics graduates. That $11,000 gap—if it reflects reality—would be meaningful for a young graduate beginning their career.
Physics degrees typically open doors to technical industries, research positions, and graduate programs, but outcomes vary significantly by institution and individual student path. The national benchmark of $47,670 suggests this estimate aligns with typical physics programs across the country, though Arkansas programs as a group tend to perform above that figure. Whether University of Arkansas graduates follow the state trend or the national average remains unclear given the limited sample size that necessitated these estimates.
The $23,424 in estimated debt sits close to both state and national medians for physics programs, suggesting borrowing patterns here track typical levels. For families weighing this option, the key unknown is whether graduates achieve earnings closer to the national estimate or the higher Arkansas median. Given the uncertainty, comparing this program's faculty resources, research opportunities, and graduate school placement rates against Southern Arkansas and other in-state alternatives would help determine if it justifies similar or potentially lower earning outcomes.
Where University of Arkansas Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in Arkansas
Physics bachelors's programs at peer institutions in Arkansas (10 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $9,748 | $47,670* | — | $23,424* | — | |
| $9,820 | $58,870* | — | $23,625* | 0.40 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Arkansas, approximately 17% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.