Analysis
University of Baltimore's Human Services program earns its mid-tier status—graduates start at $39,099, outpacing both the national median ($36,630) and Maryland's state median ($37,858). The 68th percentile national ranking suggests solid but not exceptional performance. Given that only two Maryland schools offer this bachelor's program, this comparison is particularly meaningful: UB graduates earn roughly $2,500 more than their counterparts at Towson University.
The debt picture requires a closer look. At $37,809, graduates carry about $8,000 more debt than the Maryland median, though still below national averages. The nearly 1:1 debt-to-earnings ratio means graduates face manageable but substantial repayment obligations—expect monthly payments around $400 on a standard plan, which is tight but feasible at this salary level. For context, UB serves a predominantly middle-income student body (43% on Pell grants), and this level of borrowing reflects the reality of financing a bachelor's degree without significant family resources.
The limited sample size (under 30 graduates) matters here. While the numbers suggest reasonable value—especially if you're comparing in-state options—a small cohort means individual outcomes could vary widely from these medians. This program won't transform your financial prospects overnight, but it provides legitimate human services credentials at a price point that doesn't create crushing debt.
Where University of Baltimore Stands
Earnings vs. debt across all human services bachelors's programs nationally
Earnings Distribution
How University of Baltimore graduates compare to all programs nationally
Compare to Similar Programs in Maryland
Human Services bachelors's programs at peer institutions in Maryland (2 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $9,772 | $39,099 | — | $37,809 | 0.97 | |
| $11,306 | $36,616 | $45,819 | $21,250 | 0.58 | |
| National Median | — | $36,630 | — | $31,573 | 0.86 |
Career Paths
Occupations commonly associated with human services graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Baltimore, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 23 graduates with reported earnings and 32 graduates with debt data. Small samples may not be representative.