Analysis
The debt load here—an estimated $25,373—lands slightly above the state median for interdisciplinary bachelor's programs in Maryland, though first-year earnings of around $38,000 track closely with what comparable programs across the state produce. That debt-to-earnings ratio of 0.67 suggests graduates would need to dedicate roughly two-thirds of their first-year salary to debt if paying it off immediately, which is manageable but not comfortable.
What's harder to assess is where University of Baltimore's program sits within Maryland's competitive landscape. Top performers like Johns Hopkins place graduates above $46,000, while other state schools see outcomes ranging from $31,000 to $40,000. Interdisciplinary studies programs are notoriously variable—some prepare students for specific career paths, while others serve students patching together interests without a clear professional focus. With 43% of students receiving Pell grants, many UB students are using education as an economic ladder, which makes career positioning especially critical.
The core question is whether this particular interdisciplinary program connects to concrete job markets in Baltimore. Without actual outcome data for UB graduates specifically, you're relying on faith that the program delivers results similar to peer schools. Before committing, press the school for information about what graduates actually do after completion—not generic career services brochures, but real job titles and employers. The numbers suggest this could work financially, but only if the curriculum translates to employable skills.
Where University of Baltimore Stands
Earnings vs. debt across all multi/interdisciplinary studies bachelors's programs nationally
Compare to Similar Programs in Maryland
Multi/Interdisciplinary Studies bachelors's programs at peer institutions in Maryland (21 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $9,772 | $37,937* | — | $25,373* | — | |
| $63,340 | $46,455* | — | $13,750* | 0.30 | |
| $55,480 | $40,150* | $67,029 | $27,000* | 0.67 | |
| $39,708 | $35,723* | $42,994 | $31,000* | 0.87 | |
| $10,638 | $30,895* | — | $17,500* | 0.57 | |
| National Median | — | $38,704* | — | $25,495* | 0.66 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Baltimore, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in MD. Actual outcomes may vary.