Analysis
UC Merced's cognitive science graduates start at just $32,419—about $9,000 below California's median for this major and $22,000 behind UC Davis, the closest UC campus in earnings. While this ranks in the 25th percentile among California programs, the good news is that earnings jump 45% by year four, reaching $47,142. The manageable $21,000 debt load means graduates enter repayment with a debt-to-earnings ratio under 1.0, which is workable even during that tough first year.
The challenge here is that UC Merced, despite being part of the prestigious UC system, produces notably different outcomes than its sister campuses. Even UC San Diego, which isn't among the highest earners, starts graduates at $39,839—$7,400 more in year one. For families paying similar UC tuition across campuses, that gap matters. The institution serves a predominantly low-income student body (59% receive Pell grants), which may explain some of the earnings difference through regional job market factors rather than program quality alone.
If your child is comparing UC Merced to other UCs, understand that this investment will require patience. The debt is reasonable, but the early earnings lag means your graduate may struggle more with living expenses in California during those first years. If they're comparing Merced to CSU programs or out-of-state options, the calculation changes—but within the UC system, this represents the lower end of outcomes for cognitive science majors.
Where University of California-Merced Stands
Earnings vs. debt across all cognitive science bachelors's programs nationally
Earnings Distribution
How University of California-Merced graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of California-Merced | $32,419 | $47,142 | +45% |
| University of California-Berkeley | $64,559 | $91,715 | +42% |
| University of California-San Diego | $39,839 | $67,751 | +70% |
| University of California-Los Angeles | $53,962 | $62,158 | +15% |
| University of California-Santa Cruz | $35,384 | $59,051 | +67% |
Compare to Similar Programs in California
Cognitive Science bachelors's programs at peer institutions in California (17 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $14,167 | $32,419 | $47,142 | $21,000 | 0.65 | |
| $62,484 | $105,695 | — | $8,055 | 0.08 | |
| $14,850 | $64,559 | $91,715 | $13,950 | 0.22 | |
| $13,747 | $53,962 | $62,158 | $13,000 | 0.24 | |
| $15,247 | $42,342 | — | $15,000 | 0.35 | |
| $15,265 | $39,839 | $67,751 | $17,481 | 0.44 | |
| National Median | — | $41,362 | — | $17,750 | 0.43 |
Career Paths
Occupations commonly associated with cognitive science graduates
Natural Sciences Managers
Clinical Research Coordinators
Community and Social Service Specialists, All Other
Directors, Religious Activities and Education
Religious Workers, All Other
Postsecondary Teachers, All Other
Self-Enrichment Teachers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of California-Merced, approximately 59% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 72 graduates with reported earnings and 79 graduates with debt data. Small samples may not be representative.