Median Earnings (1yr)
$32,419
16th percentile (25th in CA)
Median Debt
$21,000
18% above national median
Debt-to-Earnings
0.65
Manageable
Sample Size
72
Adequate data

Analysis

UC Merced's cognitive science graduates start at just $32,419—about $9,000 below California's median for this major and $22,000 behind UC Davis, the closest UC campus in earnings. While this ranks in the 25th percentile among California programs, the good news is that earnings jump 45% by year four, reaching $47,142. The manageable $21,000 debt load means graduates enter repayment with a debt-to-earnings ratio under 1.0, which is workable even during that tough first year.

The challenge here is that UC Merced, despite being part of the prestigious UC system, produces notably different outcomes than its sister campuses. Even UC San Diego, which isn't among the highest earners, starts graduates at $39,839—$7,400 more in year one. For families paying similar UC tuition across campuses, that gap matters. The institution serves a predominantly low-income student body (59% receive Pell grants), which may explain some of the earnings difference through regional job market factors rather than program quality alone.

If your child is comparing UC Merced to other UCs, understand that this investment will require patience. The debt is reasonable, but the early earnings lag means your graduate may struggle more with living expenses in California during those first years. If they're comparing Merced to CSU programs or out-of-state options, the calculation changes—but within the UC system, this represents the lower end of outcomes for cognitive science majors.

Where University of California-Merced Stands

Earnings vs. debt across all cognitive science bachelors's programs nationally

University of California-MercedOther cognitive science programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of California-Merced graduates compare to all programs nationally

University of California-Merced graduates earn $32k, placing them in the 16th percentile of all cognitive science bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in California

Cognitive Science bachelors's programs at peer institutions in California (17 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of California-Merced$32,419$47,142$21,0000.65
Stanford University$105,695—$8,0550.08
University of California-Berkeley$64,559$91,715$13,9500.22
University of California-Los Angeles$53,962$62,158$13,0000.24
University of California-Davis$42,342—$15,0000.35
University of California-San Diego$39,839$67,751$17,4810.44
National Median$41,362—$17,7500.43

Other Cognitive Science Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
Stanford University
Stanford
$62,484$105,695$8,055
University of California-Berkeley
Berkeley
$14,850$64,559$13,950
University of California-Los Angeles
Los Angeles
$13,747$53,962$13,000
University of California-Davis
Davis
$15,247$42,342$15,000
University of California-San Diego
La Jolla
$15,265$39,839$17,481

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of California-Merced, approximately 59% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 72 graduates with reported earnings and 79 graduates with debt data. Small samples may not be representative.