Median Earnings (1yr)
$35,384
27th percentile (40th in CA)
Median Debt
$19,500
10% above national median
Debt-to-Earnings
0.55
Manageable
Sample Size
121
Adequate data

Analysis

UC Santa Cruz's Cognitive Science program starts slow but transforms into something more promising. That $35,384 first-year salary sits below both the national and California medians, landing this program in the 40th percentile statewide—notably behind peers like UC Davis and UCSD. Yet the 67% earnings jump to $59,051 by year four tells a different story about long-term trajectory.

The $19,500 debt load offers some reassurance here. With a debt-to-earnings ratio of 0.55, graduates aren't drowning in payments during those lean first years. This is slightly above California's median debt for the program but remains manageable, especially as salaries climb. The real question is whether that initial earnings gap ever closes—at $59,051 four years out, graduates are finally approaching what some programs deliver immediately after graduation.

For families comfortable with a longer runway to financial stability, this works. Your graduate will likely need financial support or careful budgeting in those early years, but the strong earnings growth suggests the degree does lead somewhere. Just understand you're betting on delayed returns rather than immediate payoff, and that UCSC lags behind several other UC campuses in this field.

Where University of California-Santa Cruz Stands

Earnings vs. debt across all cognitive science bachelors's programs nationally

University of California-Santa CruzOther cognitive science programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of California-Santa Cruz graduates compare to all programs nationally

University of California-Santa Cruz graduates earn $35k, placing them in the 27th percentile of all cognitive science bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in California

Cognitive Science bachelors's programs at peer institutions in California (17 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of California-Santa Cruz$35,384$59,051$19,5000.55
Stanford University$105,695—$8,0550.08
University of California-Berkeley$64,559$91,715$13,9500.22
University of California-Los Angeles$53,962$62,158$13,0000.24
University of California-Davis$42,342—$15,0000.35
University of California-San Diego$39,839$67,751$17,4810.44
National Median$41,362—$17,7500.43

Other Cognitive Science Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
Stanford University
Stanford
$62,484$105,695$8,055
University of California-Berkeley
Berkeley
$14,850$64,559$13,950
University of California-Los Angeles
Los Angeles
$13,747$53,962$13,000
University of California-Davis
Davis
$15,247$42,342$15,000
University of California-San Diego
La Jolla
$15,265$39,839$17,481

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of California-Santa Cruz, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 121 graduates with reported earnings and 134 graduates with debt data. Small samples may not be representative.