Median Earnings (1yr)
$21,106
23rd percentile (40th in CA)
Median Debt
$19,500
23% below national median
Debt-to-Earnings
0.92
Manageable
Sample Size
136
Adequate data

Analysis

UC Santa Cruz's Fine and Studio Arts program starts rough but demonstrates something increasingly rare in art degrees: meaningful earnings growth. While first-year earnings of $21,106 fall below even California's modest median for this field, graduates see a 59% increase by year four, reaching $33,474. That trajectory moves them from struggling to sustainable, though they still rank in only the 40th percentile statewide—notably trailing programs at Cal Poly SLO ($36,006) and several CSU campuses.

The financial terms here are more forgiving than typical for art programs. At $19,500, debt sits below both California's median ($17,500 is close) and well under the national average of $25,295. The debt-to-earnings ratio of 0.92 means graduates owe less than a year's starting salary, making those challenging early years more manageable than at programs where debt balloons above $30,000.

Here's the reality check: even with strong growth, four-year earnings of $33,474 remain modest for a UC degree. If your child is choosing between UC Santa Cruz art and a technical field at the same institution, the income gap will be substantial. But among art programs specifically, this offers reasonable debt paired with graduates who actually increase their earning power. For students committed to studio practice who need the UC system's resources, this represents a calculated risk rather than a financial catastrophe.

Where University of California-Santa Cruz Stands

Earnings vs. debt across all fine and studio arts bachelors's programs nationally

University of California-Santa CruzOther fine and studio arts programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of California-Santa Cruz graduates compare to all programs nationally

University of California-Santa Cruz graduates earn $21k, placing them in the 23th percentile of all fine and studio arts bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in California

Fine and Studio Arts bachelors's programs at peer institutions in California (70 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of California-Santa Cruz$21,106$33,474$19,5000.92
University of Southern California$50,161$53,102$21,1250.42
California Polytechnic State University-San Luis Obispo$36,006$67,430$19,1980.53
California State University-East Bay$33,220$48,049$16,6250.50
Sonoma State University$29,035$39,800$18,4600.64
Loyola Marymount University$27,210$53,748$23,6000.87
National Median$24,742—$25,2951.02

Other Fine and Studio Arts Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Southern California
Los Angeles
$68,237$50,161$21,125
California Polytechnic State University-San Luis Obispo
San Luis Obispo
$11,075$36,006$19,198
California State University-East Bay
Hayward
$7,055$33,220$16,625
Sonoma State University
Rohnert Park
$8,190$29,035$18,460
Loyola Marymount University
Los Angeles
$58,974$27,210$23,600

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of California-Santa Cruz, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 136 graduates with reported earnings and 153 graduates with debt data. Small samples may not be representative.