Median Earnings (1yr)
$38,283
25th percentile
Median Debt
$21,500
12% below national median
Debt-to-Earnings
0.56
Manageable
Sample Size
27
Limited data

Analysis

The modest $21,500 debt load makes University of Central Missouri's aviation program financially accessible, though graduates start $5,000 below the national median at $38,283. For Missouri families, this ranks middle-of-the-pack among the state's three aviation programs—trailing Saint Louis University by about $6,000 but potentially saving on tuition costs. The 79th percentile debt ranking means students here borrow more than three-quarters of aviation programs nationwide, though the absolute dollar amount remains manageable.

What matters most is the trajectory: earnings jump 57% by year four to $60,106, suggesting graduates find their footing in the industry after gaining flight hours and certifications. That first-year debt-to-earnings ratio of 0.56 improves significantly as pilots build experience and move into better-paying positions. Aviation careers typically reward persistence and accumulated credentials more than immediate post-graduation performance.

The caveat here is sample size—fewer than 30 graduates reported data, so individual outcomes can swing these numbers dramatically. If your child is serious about flying professionally and UCM's program fits their budget better than Saint Louis University, the lower debt burden could offset the initially smaller paychecks. Just understand they're likely looking at several lean years before aviation earnings really take off.

Where University of Central Missouri Stands

Earnings vs. debt across all air transportation bachelors's programs nationally

University of Central MissouriOther air transportation programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Central Missouri graduates compare to all programs nationally

University of Central Missouri graduates earn $38k, placing them in the 25th percentile of all air transportation bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Missouri

Air Transportation bachelors's programs at peer institutions in Missouri (3 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Central Missouri$38,283$60,106$21,5000.56
Saint Louis University$44,459—$27,0000.61
National Median$43,044—$24,5000.57

Other Air Transportation Programs in Missouri

Compare tuition, earnings, and debt across Missouri schools

SchoolIn-State TuitionEarnings (1yr)Debt
Saint Louis University
Saint Louis
$53,244$44,459$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Central Missouri, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 27 graduates with reported earnings and 29 graduates with debt data. Small samples may not be representative.