Median Earnings (1yr)
$32,110
47th percentile (40th in MO)
Median Debt
$24,250
7% below national median
Debt-to-Earnings
0.76
Manageable
Sample Size
39
Adequate data

Analysis

University of Central Missouri's education program sits squarely in the middle of the pack—both nationally and within Missouri. Graduates earn $32,110 their first year, essentially matching the state and national median of about $32,460. That 40th percentile ranking among Missouri programs means six other in-state options deliver better outcomes, though the differences are modest (Lindenwood graduates earn just $700 more annually). The debt load of $24,250 is actually below both state and national averages, giving this program a reasonable 0.76 debt-to-earnings ratio.

For parents evaluating this program, the central question is whether slightly below-average outcomes justify the investment when stronger alternatives exist in-state. The numbers suggest a workable but unremarkable path into teaching—you'll graduate with manageable debt, but first-year earnings of $32,000 will require careful budgeting. Teacher salaries typically improve with experience and advanced degrees, so this initial figure shouldn't define long-term prospects.

If your student is committed to teaching and attracted to UCM's campus or programs, the financials won't derail their career. But if they're choosing between Missouri education programs purely on outcomes, spending time understanding what makes the higher-performing schools different would be worthwhile before making a final decision.

Where University of Central Missouri Stands

Earnings vs. debt across all education bachelors's programs nationally

University of Central MissouriOther education programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Central Missouri graduates compare to all programs nationally

University of Central Missouri graduates earn $32k, placing them in the 47th percentile of all education bachelors programs nationally.

Compare to Similar Programs in Missouri

Education bachelors's programs at peer institutions in Missouri (7 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Central Missouri$32,110—$24,2500.76
Lindenwood University$32,812—$29,5300.90
National Median$32,461—$25,9890.80

Other Education Programs in Missouri

Compare tuition, earnings, and debt across Missouri schools

SchoolIn-State TuitionEarnings (1yr)Debt
Lindenwood University
Saint Charles
$21,100$32,812$29,530

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Central Missouri, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 39 graduates with reported earnings and 51 graduates with debt data. Small samples may not be representative.