Analysis
UCO's funeral service program produces graduates earning about $45,800 initially—roughly 8% below the national median for this field but solid for Oklahoma's market. The debt load of $27,000 is manageable relative to those earnings, requiring less than two-thirds of a year's income to repay. However, the small number of graduates each year (fewer than 30) means individual circumstances can skew these figures significantly.
The concerning detail is the slight earnings decline over four years rather than growth. While this could reflect industry patterns or temporary market conditions, most bachelor's programs show earnings increases as graduates gain experience. For a specialized field like mortuary science, this stagnation is worth understanding better—whether it reflects Oklahoma's funeral service market specifically or challenges in advancing within this profession.
For families, this comes down to career certainty. If your child is committed to funeral service as a vocation, the debt burden isn't crushing and the program provides solid entry into the field. But given the flat earnings trajectory and Oklahoma being the only in-state option for this bachelor's degree, it's worth comparing total costs here versus certificate or associate programs that serve the same profession. The bachelor's credential may not translate to substantially higher lifetime earnings in this industry.
Where University of Central Oklahoma Stands
Earnings vs. debt across all funeral service and mortuary science bachelors's programs nationally
Earnings Distribution
How University of Central Oklahoma graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Central Oklahoma | $45,804 | $44,854 | -2% |
| University of Minnesota-Twin Cities | $60,367 | $61,401 | +2% |
| Cincinnati College of Mortuary Science | $44,110 | $48,599 | +10% |
| Southern Illinois University-Carbondale | $33,688 | $47,058 | +40% |
Compare to Similar Programs Nationally
Funeral Service and Mortuary Science bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $8,522 | $45,804 | $44,854 | $27,143 | 0.59 | |
| $16,488 | $60,367 | $61,401 | $24,875 | 0.41 | |
| $19,800 | $56,427 | — | $24,203 | 0.43 | |
| $14,297 | $52,829 | — | $23,648 | 0.45 | |
| — | $44,110 | $48,599 | $25,956 | 0.59 | |
| $13,244 | $33,688 | $47,058 | $31,000 | 0.92 | |
| National Median | — | $49,316 | — | $25,416 | 0.52 |
Career Paths
Occupations commonly associated with funeral service and mortuary science graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Central Oklahoma, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 29 graduates with reported earnings and 34 graduates with debt data. Small samples may not be representative.