Median Earnings (1yr)
$37,786
57th percentile (60th in OK)
Median Debt
$27,000
At national median
Debt-to-Earnings
0.71
Manageable
Sample Size
215
Adequate data

Analysis

University of Central Oklahoma's Liberal Arts program performs right at the median for Oklahoma—ranking in the 60th percentile statewide—but there's a meaningful gap with the state's top performers. Graduates here earn $37,786 in their first year, which matches Oklahoma's median but falls $8,000 short of what University of Oklahoma grads earn in the same field. The $27,000 in debt is manageable with a 0.71 debt-to-earnings ratio, meaning graduates owe less than a year's salary.

The encouraging news is consistent earnings growth: salaries rise 19% to nearly $45,000 by year four, suggesting this degree does build career momentum. That growth trajectory matters because general studies degrees often face skepticism about career preparation. With a robust sample size of over 100 graduates, these numbers are reliable indicators of typical outcomes.

For families choosing between Oklahoma schools, UCO represents a middle-of-the-pack option—solid but unremarkable. If your child has admission options at OU or Oklahoma State, those programs show stronger earning potential in the same field. But if UCO is the affordable choice and your student has clear career direction to leverage this flexible degree, the debt burden is reasonable enough that it shouldn't derail their financial future. The key is having a plan to translate general studies into specific job skills.

Where University of Central Oklahoma Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally

University of Central OklahomaOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Central Oklahoma graduates compare to all programs nationally

University of Central Oklahoma graduates earn $38k, placing them in the 57th percentile of all liberal arts and sciences, general studies and humanities bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Oklahoma

Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in Oklahoma (22 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Central Oklahoma$37,786$44,876$27,0000.71
University of Oklahoma-Norman Campus$45,726$49,145$27,0000.59
Cameron University$43,865—$26,1890.60
Southeastern Oklahoma State University$38,899$38,323$22,8790.59
Randall University$38,244—$30,7860.80
Oklahoma State University-Main Campus$37,938$52,247$26,0000.69
National Median$36,340—$27,0000.74

Other Liberal Arts and Sciences, General Studies and Humanities Programs in Oklahoma

Compare tuition, earnings, and debt across Oklahoma schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Oklahoma-Norman Campus
Norman
$9,595$45,726$27,000
Cameron University
Lawton
$6,900$43,865$26,189
Southeastern Oklahoma State University
Durant
$7,200$38,899$22,879
Randall University
Moore
$17,322$38,244$30,786
Oklahoma State University-Main Campus
Stillwater
$10,234$37,938$26,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Central Oklahoma, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 215 graduates with reported earnings and 313 graduates with debt data. Small samples may not be representative.