Median Earnings (1yr)
$19,162
17th percentile (60th in OK)
Median Debt
$23,125
11% below national median
Debt-to-Earnings
1.21
Elevated
Sample Size
36
Adequate data

Analysis

University of Central Oklahoma's music program graduates earn essentially the state median right out of school—$19,162 versus $19,144—but then pull ahead, growing earnings by 25% to nearly $24,000 by year four. That trajectory places this program at the 60th percentile among Oklahoma music programs, meaning graduates typically outearn peers at three-fifths of other in-state schools, including more selective options like Oklahoma City University ($18,784).

The debt load of $23,125 sits slightly below both state and national averages, creating a manageable first-year debt-to-earnings ratio of 1.21. While that's higher than ideal for any field, it's fairly standard for music degrees, where immediate post-graduation income often reflects gig work, teaching startup periods, or graduate school preparation rather than full earning potential. The consistent upward earnings trajectory suggests graduates are building viable careers rather than stalling out.

For an Oklahoma family, this program offers reasonable in-state value: admission is accessible, costs are contained, and the earnings growth pattern shows graduates gaining traction. Just understand that music degrees everywhere—not just here—start with modest salaries. The key question is whether your child is committed enough to the field to weather those early years while building their career.

Where University of Central Oklahoma Stands

Earnings vs. debt across all music bachelors's programs nationally

University of Central OklahomaOther music programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Central Oklahoma graduates compare to all programs nationally

University of Central Oklahoma graduates earn $19k, placing them in the 17th percentile of all music bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Oklahoma

Music bachelors's programs at peer institutions in Oklahoma (21 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Central Oklahoma$19,162$23,984$23,1251.21
University of Tulsa$32,253—$21,5000.67
Oral Roberts University$19,126$28,845——
Oklahoma City University$18,784$23,283$26,4561.41
National Median$26,036—$26,0001.00

Other Music Programs in Oklahoma

Compare tuition, earnings, and debt across Oklahoma schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Tulsa
Tulsa
$48,602$32,253$21,500
Oral Roberts University
Tulsa
$34,100$19,126—
Oklahoma City University
Oklahoma City
$33,586$18,784$26,456

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Central Oklahoma, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 36 graduates with reported earnings and 53 graduates with debt data. Small samples may not be representative.