Median Earnings (1yr)
$71,438
31st percentile (60th in OK)
Median Debt
$26,375
2% below national median
Debt-to-Earnings
0.37
Manageable
Sample Size
148
Adequate data

Analysis

University of Central Oklahoma's nursing program hits an unusual ceiling: graduates earn a solid $71,438 in their first year, but see earnings slip to $68,341 by year four—a troubling reversal that sets this program apart from typical nursing careers. While the program performs at the 60th percentile within Oklahoma, it lags the national median by over $3,000 annually, and its slight earnings decline raises questions about career advancement or retention patterns among graduates.

The financial picture has a silver lining. At $26,375, the debt burden sits comfortably below both state and national averages, translating to a manageable debt-to-earnings ratio of 0.37. For context, several Oklahoma programs generate substantially higher earnings—Northeastern State pushes $80,792, nearly $10,000 more annually—but UCO's accessible admission and reasonable cost structure make it a middle-ground option for families prioritizing affordability over maximum earning potential.

Here's what matters: if your child attends UCO for nursing, they'll likely start with respectable pay and manageable debt, but shouldn't expect the typical nursing salary growth curve. The program works best for students who value staying in Oklahoma at a reasonable cost, though more competitive applicants might consider the higher-earning programs elsewhere in the state.

Where University of Central Oklahoma Stands

Earnings vs. debt across all registered nursing, nursing administration, nursing research and clinical nursing bachelors's programs nationally

University of Central OklahomaOther registered nursing, nursing administration, nursing research and clinical nursing programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Central Oklahoma graduates compare to all programs nationally

University of Central Oklahoma graduates earn $71k, placing them in the 31th percentile of all registered nursing, nursing administration, nursing research and clinical nursing bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Oklahoma

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing bachelors's programs at peer institutions in Oklahoma (19 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Central Oklahoma$71,438$68,341$26,3750.37
Northeastern State University$80,792$81,547$26,5420.33
Oklahoma Panhandle State University$78,753$75,453$29,4160.37
Southwestern Oklahoma State University$75,846$74,597$24,0270.32
Rogers State University$74,438—$23,0000.31
Oklahoma Wesleyan University$74,090$82,732$31,5890.43
National Median$74,888—$27,0000.36

Other Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing Programs in Oklahoma

Compare tuition, earnings, and debt across Oklahoma schools

SchoolIn-State TuitionEarnings (1yr)Debt
Northeastern State University
Tahlequah
$7,513$80,792$26,542
Oklahoma Panhandle State University
Goodwell
$7,922$78,753$29,416
Southwestern Oklahoma State University
Weatherford
$8,295$75,846$24,027
Rogers State University
Claremore
$7,392$74,438$23,000
Oklahoma Wesleyan University
Bartlesville
$31,466$74,090$31,589

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Central Oklahoma, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 148 graduates with reported earnings and 126 graduates with debt data. Small samples may not be representative.