Analysis
A debt load of $26,500 for a bachelor's degree that peer programs suggest leads to around $35,000 in first-year earnings creates a financially tight picture—that 0.75 debt-to-earnings ratio means nearly nine months of gross income would go toward repaying what was borrowed. With 40% of University of Dubuque students receiving Pell grants, many families here are already stretching their budgets, making these estimated numbers particularly sobering. Multi-/Interdisciplinary Studies programs nationally cluster around these same figures, so this isn't an outlier—it's the norm for this field.
The challenge with interdisciplinary degrees is that their value depends heavily on what skills students actually develop and how well they can articulate their expertise to employers. Without program-specific outcomes data from University of Dubuque itself, families are essentially betting on whether their student will land in the upper range of what similar programs produce (around $40,000) or struggle in a crowded job market where the degree title doesn't clearly signal a career path. Standard monthly loan payments on $26,500 would run about $295—manageable on $35,000, but leaving little room for error.
Before committing here, insist on seeing placement data: where do recent graduates actually work, and in what roles? If the program functions as preparation for graduate school or has strong internship partnerships that lead to jobs, it could justify the investment. If it's primarily catching students who couldn't settle on a major, that's a different story entirely.
Where University of Dubuque Stands
Earnings vs. debt across all multi-/interdisciplinary studies bachelors's programs nationally
Compare to Similar Programs Nationally
Multi-/Interdisciplinary Studies bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $40,065 | $35,282* | — | $26,500* | — | |
| $62,180 | $74,734* | $78,295 | $24,960* | 0.33 | |
| $15,580 | $60,897* | $39,309 | —* | — | |
| $8,179 | $60,513* | — | —* | — | |
| $46,140 | $57,906* | $58,631 | $31,142* | 0.54 | |
| $16,400 | $50,454* | — | $23,369* | 0.46 | |
| National Median | — | $35,282* | — | $26,000* | 0.74 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Dubuque, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 55 similar programs. Actual outcomes may vary.