Based on U.S. Department of Education data (October 2025 release). Some figures are estimates based on similar programs — see details below.
Analysis
A debt-to-earnings ratio under 0.5 is generally considered manageable, and peer business programs nationally suggest that's where UIC lands—around $25,000 in debt against first-year earnings near $51,000. This positions the program close to both national and Illinois state medians for business degrees, though notably below what graduates from Benedictine earn in their first year. Given that half of UIC's students receive Pell grants, the relatively moderate debt load matters: these aren't families with unlimited financial cushion.
The challenge with estimated figures is that actual outcomes for UIC business graduates could vary significantly. The school's 79% admission rate and respectable SAT average suggest a solid student body, but we don't know if UIC's Chicago location and connections translate to better placement than these national comparisons would suggest—or worse. Business programs can vary wildly in quality and industry ties even when credentials look similar on paper.
What you're buying here is a business degree from a recognized urban public university at what appears to be a reasonable price point. If your child can graduate with debt near this estimate and secure employment in that $50-52K range, the investment works. But without program-specific outcomes, you're betting on UIC's reputation and Chicago's job market rather than proven track record. That's not necessarily bad—just uncertain.
Where University of Illinois Chicago Stands
Earnings vs. debt across all business, management, marketing, bachelors's programs nationally
Compare to Similar Programs in Illinois
Business, Management, Marketing, bachelors's programs at peer institutions in Illinois (5 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $14,338 | $50,740* | — | $24,621* | — | |
| $34,290 | $56,194* | $72,412 | $25,000* | 0.44 | |
| $36,840 | $48,593* | — | $22,280* | 0.46 | |
| National Median | — | $50,740* | — | $26,000* | 0.51 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Illinois Chicago, approximately 50% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 31 similar programs. Actual outcomes may vary.