Analysis
A bachelor's in entrepreneurial studies that leads to estimated first-year earnings of $45,265 against estimated debt of $23,350 creates a manageable debt burden—about six months of gross income. Peer programs nationally suggest similar outcomes, with half of graduates earning above this level and the top quarter reaching past $50,000. For a field where success often depends more on individual initiative than credentials, this debt-to-earnings ratio of 0.52 is workable, though hardly transformative.
The reality check comes in recognizing what this program is positioned to deliver. Business-owning entrepreneurship typically requires capital accumulation or access to funding that goes well beyond a bachelor's degree, meaning many graduates will initially work in small business management, sales, or corporate roles rather than launching ventures immediately. The estimated $45,000 starting point reflects this trajectory—it's steady employment income, not founder compensation. University of Maine's 96% admission rate and modest debt levels keep the financial risk contained, but there's no indication this program offers particularly advantaged access to Maine's startup ecosystem or venture networks.
For families, the calculation hinges on whether your child actually plans to start a business or simply wants broad business exposure. If they're genuinely entrepreneurial, this degree offers credentialing at a reasonable cost but won't substitute for real-world hustle, capital, or connections. If they're unsure, a more traditional business major might offer wider job market flexibility at similar cost.
Where University of Maine Stands
Earnings vs. debt across all entrepreneurial and small business operations bachelors's programs nationally
Compare to Similar Programs Nationally
Entrepreneurial and Small Business Operations bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $12,606 | $45,265* | — | $23,350* | — | |
| $67,680 | $74,446* | — | $19,000* | 0.26 | |
| $68,230 | $67,900* | $111,654 | $18,000* | 0.27 | |
| $12,643 | $65,177* | $79,087 | —* | — | |
| $57,220 | $65,028* | — | $25,292* | 0.39 | |
| $13,626 | $64,211* | $76,811 | $23,962* | 0.37 | |
| National Median | — | $45,265* | — | $24,125* | 0.53 |
Career Paths
Occupations commonly associated with entrepreneurial and small business operations graduates
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Business Teachers, Postsecondary
Personal Service Managers, All Other
Fitness and Wellness Coordinators
Spa Managers
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
Wind Energy Operations Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maine, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 67 similar programs. Actual outcomes may vary.