Analysis
A debt load of $25,373 against first-year earnings around $38,700—both estimated from peer interdisciplinary programs nationally—suggests a manageable financial start, though not an impressive one. The 0.66 debt-to-earnings ratio falls within reasonable bounds, meaning monthly loan payments should consume a tolerable portion of take-home pay. But interdisciplinary degrees live or die by what students actually do with them, and without program-specific outcomes from UMaine, you're betting on whether your child can articulate their unique skill combination to employers as effectively as graduates of more defined majors.
The challenge here isn't the numbers—they're workable—but the ambiguity. Interdisciplinary studies programs attract vastly different students: some use them strategically to combine complementary fields, while others drift into them as a path of least resistance. National data can't tell you which type thrives at this particular program or what connections UMaine's career services actually delivers. With Maine's limited pool of similar programs (just seven statewide), there's little local benchmarking to guide expectations.
If your child has a clear vision for how they'll weave their interdisciplinary focus into a compelling narrative for employers or graduate schools, the financial foundation appears solid enough. Without that vision, the degree's flexibility could prove more liability than asset in a competitive job market where employers often default to hiring familiar majors.
Where University of Maine Stands
Earnings vs. debt across all multi/interdisciplinary studies bachelors's programs nationally
Compare to Similar Programs Nationally
Multi/Interdisciplinary Studies bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $12,606 | $38,704* | — | $25,373* | — | |
| $55,340 | $104,803* | $165,593 | $15,500* | 0.15 | |
| $6,638 | $88,629* | $95,807 | $11,474* | 0.13 | |
| $8,280 | $74,432* | $83,184 | $9,625* | 0.13 | |
| $60,663 | $72,174* | $82,021 | $25,878* | 0.36 | |
| $17,228 | $59,105* | $84,867 | $19,000* | 0.32 | |
| National Median | — | $38,704* | — | $25,495* | 0.66 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maine, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 196 similar programs. Actual outcomes may vary.