Median Earnings (1yr)
$59,814
73rd percentile (60th in TX)
Median Debt
$23,375
6% below national median
Debt-to-Earnings
0.39
Manageable
Sample Size
25
Limited data

Analysis

University of Mary Hardin-Baylor's accounting graduates earn significantly more than the typical Texas accounting graduate—about $10,400 more in their first year. That 60th percentile ranking within Texas is noteworthy for a school with a 95% admission rate and modest test scores. The $59,814 starting salary trails the state's elite programs (TCU, SMU, Baylor) by roughly $10,000, but students here graduate with about $23,375 in debt compared to potentially higher borrowing at more selective institutions. The 0.39 debt-to-earnings ratio is manageable, translating to roughly five months of gross income—well within sustainable territory for accountants.

The earnings trajectory shows healthy momentum, with 18% growth to $70,255 by year four, suggesting graduates land solid positions rather than just entry-level bookkeeping roles. Texas accounting programs can vary wildly in outcomes, and UMHB sits comfortably above the state median, even if it can't quite match flagship universities.

The major caveat: this data comes from fewer than 30 graduates, so one or two outliers could skew the picture significantly. However, the numbers align with what you'd expect from a regional university with strong ties to Central Texas employers. For families prioritizing reasonable debt with above-average accounting outcomes, this program delivers—just understand you're betting on a smaller data sample than you'd find at larger Texas schools.

Where University of Mary Hardin-Baylor Stands

Earnings vs. debt across all accounting bachelors's programs nationally

University of Mary Hardin-BaylorOther accounting programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Mary Hardin-Baylor graduates compare to all programs nationally

University of Mary Hardin-Baylor graduates earn $60k, placing them in the 73th percentile of all accounting bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Texas

Accounting bachelors's programs at peer institutions in Texas (67 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Mary Hardin-Baylor$59,814$70,255$23,3750.39
Texas Christian University$72,031$78,532$17,7780.25
Southern Methodist University$68,643$77,801$15,8500.23
Baylor University$68,187$80,617$20,5000.30
The University of Texas at Austin$68,082$78,482$19,4620.29
Texas A&M University-College Station$67,186$84,502$17,6410.26
National Median$53,694—$25,0000.47

Other Accounting Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
Texas Christian University
Fort Worth
$57,220$72,031$17,778
Southern Methodist University
Dallas
$64,460$68,643$15,850
Baylor University
Waco
$54,844$68,187$20,500
The University of Texas at Austin
Austin
$11,678$68,082$19,462
Texas A&M University-College Station
College Station
$13,099$67,186$17,641

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Mary Hardin-Baylor, approximately 37% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 25 graduates with reported earnings and 38 graduates with debt data. Small samples may not be representative.