Median Earnings (1yr)
$50,657
95th percentile (60th in TX)
Median Debt
$27,000
4% above national median
Debt-to-Earnings
0.53
Manageable
Sample Size
55
Adequate data

Analysis

University of Mary Hardin-Baylor prepares teachers who out-earn 95% of education graduates nationally, starting at $50,657—well above the national median of $41,809. However, within Texas's competitive teaching market, this advantage narrows considerably: graduates land at the 60th percentile statewide, trailing programs at Texas Christian ($55,814) and Baylor ($53,614). The $27,000 debt load matches both state and national medians, creating a manageable 0.53 debt-to-earnings ratio that most teachers can handle comfortably.

The concerning element here is the earnings dip to $49,475 by year four, suggesting graduates may be starting strong but not advancing as quickly as expected. This could reflect differences in district placement, continued education requirements, or simply the compressed salary structure common in Texas public schools. Still, even with this slight decline, graduates maintain solid earning power compared to the broader national landscape.

For families considering this program, the value proposition is straightforward: your child will likely become a well-compensated teacher by national standards, though not necessarily a top earner in Texas. The debt burden is reasonable enough that loan payments won't dominate their budget during those critical first teaching years. If staying in Texas is the plan, understand that nearby private universities produce slightly higher earners—but UMHB delivers strong outcomes without requiring the academic profile those schools demand.

Where University of Mary Hardin-Baylor Stands

Earnings vs. debt across all teacher education and professional development, specific levels and methods bachelors's programs nationally

University of Mary Hardin-BaylorOther teacher education and professional development, specific levels and methods programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Mary Hardin-Baylor graduates compare to all programs nationally

University of Mary Hardin-Baylor graduates earn $51k, placing them in the 95th percentile of all teacher education and professional development, specific levels and methods bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Texas

Teacher Education and Professional Development, Specific Levels and Methods bachelors's programs at peer institutions in Texas (43 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Mary Hardin-Baylor$50,657$49,475$27,0000.53
Texas Christian University$55,814$48,180$22,2870.40
Dallas Baptist University$54,594$45,837$22,5000.41
Baylor University$53,614$49,823$22,2500.42
Abilene Christian University$50,486$45,386$27,2090.54
East Texas Baptist University$44,547$38,935$26,0870.59
National Median$41,809—$26,0000.62

Other Teacher Education and Professional Development, Specific Levels and Methods Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
Texas Christian University
Fort Worth
$57,220$55,814$22,287
Dallas Baptist University
Dallas
$38,140$54,594$22,500
Baylor University
Waco
$54,844$53,614$22,250
Abilene Christian University
Abilene
$42,380$50,486$27,209
East Texas Baptist University
Marshall
$30,050$44,547$26,087

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Mary Hardin-Baylor, approximately 37% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 55 graduates with reported earnings and 54 graduates with debt data. Small samples may not be representative.