Est. Earnings (1yr)
$34,919
Est. from VA median (4 programs)
Est. Median Debt
$23,000
Est. from VA median (3 programs)

Analysis

Area Studies graduates at University of Mary Washington face a debt load that, based on comparable programs at similar Virginia institutions, sits just above the state median at an estimated $23,000. Combined with first-year earnings of roughly $35,000—drawn from peer programs across Virginia—this produces a debt-to-earnings ratio of 0.66, which suggests manageable but significant debt relative to early career income.

The challenge here is context. Virginia's Area Studies programs show enormous variation in outcomes, from William & Mary's $54,000 to University of Richmond's $33,000. UMW's estimated earnings fall in the middle of this range, tracking closely with both state and national medians for the field. This suggests neither exceptional outcomes nor concerning underperformance, but rather typical returns for a liberal arts-focused interdisciplinary degree. The relatively low Pell enrollment (20%) indicates this program primarily serves students with more financial flexibility, which may matter for families weighing the debt burden.

For parents, the key question is what comes after graduation. Area Studies degrees rarely lead to clearly defined career paths, and that first-year salary estimate—while manageable—doesn't leave much room for aggressive debt repayment or savings. If your child has specific graduate school plans or career goals that leverage the interdisciplinary skills this degree builds, the financial picture becomes more workable. Without that direction, you're looking at a degree whose value will depend heavily on what your student makes of it post-graduation.

Where University of Mary Washington Stands

Earnings vs. debt across all area studies bachelors's programs nationally

Compare to Similar Programs in Virginia

Area Studies bachelors's programs at peer institutions in Virginia (13 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
University of Mary WashingtonFredericksburg$14,559$34,919*—$23,000*—
William & MaryWilliamsburg$25,040$53,779*$59,898$15,250*0.28
Virginia Commonwealth UniversityRichmond$16,458$35,557*$41,752$23,500*0.66
University of Virginia-Main CampusCharlottesville$20,986$34,280*$59,351$23,000*0.67
University of RichmondUniversity of Richmond$62,600$33,340*$51,138$19,750*0.59
National Median—$34,211*—$20,552*0.60
* Estimated from similar programs

Career Paths

Occupations commonly associated with area studies graduates

Area, Ethnic, and Cultural Studies Teachers, Postsecondary

Teach courses pertaining to the culture and development of an area, an ethnic group, or any other group, such as Latin American studies, women's studies, or urban affairs. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Mary Washington, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in VA. Actual outcomes may vary.