Analysis
A $25,000 debt load for a bachelor's degree in entrepreneurship is manageable territory—the 0.56 debt-to-earnings ratio puts it well within the safety zone financial aid experts recommend staying under. What's uncertain is whether this specific program actually produces the $45,000 first-year earnings figure used here, which comes from the national median for similar programs. With only three schools offering this degree in North Dakota, and University of North Dakota's graduates actually earning around $40,000, there's a real possibility Mary's outcomes could fall closer to state norms than national ones.
The difference matters more than it might seem. At $40,000 instead of $45,000, you're looking at tighter monthly budgets and less margin for error in those crucial early career years. Entrepreneurship degrees are also tricky to evaluate through earnings alone—some graduates launch businesses that show minimal income initially but have long-term potential, while others take traditional employment where success is more immediately visible in salary data.
The relatively low Pell student population (18%) suggests this is a campus serving largely middle-income families who can absorb some financial uncertainty. If your child is serious about starting a business, the debt here won't be crushing even in a worst-case scenario. But if they're using entrepreneurship as a backup plan while expecting traditional job prospects, press the school for clearer outcome data before committing.
Where University of Mary Stands
Earnings vs. debt across all entrepreneurial and small business operations bachelors's programs nationally
Compare to Similar Programs in North Dakota
Entrepreneurial and Small Business Operations bachelors's programs at peer institutions in North Dakota (3 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $21,468 | $45,265* | — | $25,396* | — | |
| $10,951 | $40,142* | $54,055 | $26,000* | 0.65 | |
| National Median | — | $45,265* | — | $24,125* | 0.53 |
Career Paths
Occupations commonly associated with entrepreneurial and small business operations graduates
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Business Teachers, Postsecondary
Personal Service Managers, All Other
Fitness and Wellness Coordinators
Spa Managers
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
Wind Energy Operations Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Mary, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 67 similar programs. Actual outcomes may vary.