Analysis
UMBC's Area Studies graduates start below the national median at $30,545, but before writing this program off, consider two important factors. First, among Maryland's 11 Area Studies programs, this ranks at the 60th percentile—ahead of the flagship College Park campus. Second, and more compelling, earnings jump 47% by year four to $44,928, outpacing the national 75th percentile for this field.
The debt picture looks favorable: $26,500 is well below what most students borrow for this degree nationally, and with a debt-to-earnings ratio under 1.0, graduates can realistically manage repayment even in that challenging first year. The combination of moderate debt and strong earnings growth suggests this program prepares students for career advancement, even if the entry-level positions don't immediately reflect that preparation.
The major caveat here is sample size—fewer than 30 graduates means one or two outliers could skew these numbers significantly. If your child is genuinely passionate about Area Studies and plans to stay in the region, UMBC offers a more affordable path than many alternatives. But given the field's inherently broad nature and the data limitations, make sure they have a clear career plan and understand what specific skills this program will develop.
Where University of Maryland-Baltimore County Stands
Earnings vs. debt across all area studies bachelors's programs nationally
Earnings Distribution
How University of Maryland-Baltimore County graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Maryland-Baltimore County | $30,545 | $44,928 | +47% |
| Emory University | $33,549 | $77,707 | +132% |
| University of California-Berkeley | $50,728 | $77,557 | +53% |
| Cornell University | $43,831 | $75,147 | +71% |
| University of Maryland-College Park | $24,699 | $59,629 | +141% |
Compare to Similar Programs in Maryland
Area Studies bachelors's programs at peer institutions in Maryland (11 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $12,952 | $30,545 | $44,928 | $26,500 | 0.87 | |
| $7,992 | $48,650 | — | — | — | |
| $11,505 | $24,699 | $59,629 | $22,250 | 0.90 | |
| National Median | — | $34,211 | — | $20,552 | 0.60 |
Career Paths
Occupations commonly associated with area studies graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maryland-Baltimore County, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 23 graduates with reported earnings and 24 graduates with debt data. Small samples may not be representative.