Analysis
A geography bachelor's degree from UMBC appears positioned near the middle of the pack based on similar programs nationwide. With estimated first-year earnings around $38,700 and debt of roughly $24,400, graduates face a debt burden equal to about 63% of their first-year salary—a manageable ratio that suggests they could reasonably pay down loans within a few years of entering the workforce.
What's worth noting is how Maryland's geography market varies dramatically. While UMBC's comparable program outcomes sit close to the national median, nearby UMD-College Park shows earnings over $40,000, while Salisbury trails significantly at $25,000. This spread suggests that within Maryland, institutional reputation and location matter considerably for geography graduates' early career prospects. UMBC's moderate selectivity and solid academic profile (average SAT of 1299) place it somewhere in between these extremes.
The 63-cent debt-to-dollar-earned ratio indicates this program shouldn't create financial hardship for most graduates, assuming these peer-based estimates hold true. However, geography and cartography isn't typically a high-earning field right out of college, so students should enter with clear career plans—particularly around GIS skills, urban planning, or environmental analysis—rather than hoping the general degree opens doors on its own. The investment seems reasonable if your child has specific professional goals in spatial analysis or related technical fields.
Where University of Maryland-Baltimore County Stands
Earnings vs. debt across all geography and cartography bachelors's programs nationally
Compare to Similar Programs in Maryland
Geography and Cartography bachelors's programs at peer institutions in Maryland (8 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $12,952 | $38,726* | — | $24,441* | — | |
| $11,505 | $40,913* | $65,748 | $24,441* | 0.60 | |
| $10,638 | $25,255* | $50,200 | $25,000* | 0.99 | |
| National Median | — | $38,726* | — | $22,657* | 0.59 |
Career Paths
Occupations commonly associated with geography and cartography graduates
Geographers
Geography Teachers, Postsecondary
Cartographers and Photogrammetrists
Surveying and Mapping Technicians
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Wind Energy Operations Managers
Wind Energy Development Managers
Brownfield Redevelopment Specialists and Site Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maryland-Baltimore County, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 95 similar programs. Actual outcomes may vary.