Median Earnings (1yr)
$39,825
32nd percentile (25th in MD)
Median Debt
$20,194
13% below national median
Debt-to-Earnings
0.51
Manageable
Sample Size
21
Limited data

Analysis

UMD's physics program shows puzzling numbers that don't match the school's strong reputation, but the small sample size—fewer than 30 graduates—makes this data unreliable. Among Maryland physics programs, this ranks in just the 25th percentile for earnings, trailing schools like Salisbury by nearly $15,000. The $39,825 first-year median is well below both the state average of $47,186 and national benchmark of $47,670. However, the 94% earnings jump by year four suggests many graduates pursue additional education or specialized training before entering their careers.

The $20,194 debt load is reasonable—lower than state and national medians—which means even the weak first-year earnings produce a manageable 0.51 debt-to-income ratio. But here's the problem: we're making decisions based on potentially fewer than 30 data points from a physics program that typically graduates many more students. This could represent a non-representative slice of graduates, perhaps those who went straight into teaching or graduate school rather than industry.

If your child is considering UMD physics, don't let this data alone drive the decision. The program's true outcomes likely differ significantly from these numbers. Look instead at where recent graduates actually end up—research labs, grad schools, tech companies—since the small sample makes these earnings figures almost meaningless for predicting your child's experience.

Where University of Maryland-College Park Stands

Earnings vs. debt across all physics bachelors's programs nationally

University of Maryland-College ParkOther physics programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Maryland-College Park graduates compare to all programs nationally

University of Maryland-College Park graduates earn $40k, placing them in the 32th percentile of all physics bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Maryland

Physics bachelors's programs at peer institutions in Maryland (15 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Maryland-College Park$39,825$77,164$20,1940.51
Salisbury University$54,548$73,937$23,7500.44
National Median$47,670—$23,3040.49

Other Physics Programs in Maryland

Compare tuition, earnings, and debt across Maryland schools

SchoolIn-State TuitionEarnings (1yr)Debt
Salisbury University
Salisbury
$10,638$54,548$23,750

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maryland-College Park, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 21 graduates with reported earnings and 38 graduates with debt data. Small samples may not be representative.