Analysis
The interdisciplinary bachelor's degree programs at similar Maryland institutions produce first-year earnings around $38,000—putting graduates roughly $12,000 below what they'd earn from the state's top programs. While this aligns closely with national medians, the estimated $25,000 in debt creates a challenging starting position, particularly when Johns Hopkins graduates in the same field earn $8,500 more annually despite likely carrying similar debt loads.
What complicates this picture is the inherent nature of interdisciplinary degrees: they're designed for flexibility, which means outcomes depend heavily on what students actually combine and how they position themselves in the job market. Comparable programs across Maryland show earnings spanning from $31,000 to $46,000, suggesting that two graduates with the same credential can land in dramatically different places. For UMGC specifically—a primarily online institution serving working adults and military-affiliated students—this degree likely functions differently than traditional campus programs, potentially serving students already employed who need credentials for advancement rather than entry-level job seekers.
The debt-to-earnings ratio of 0.67 is manageable but not impressive, especially given the wide variance in how interdisciplinary degrees translate to employment. If your child has a clear career strategy and knows how they'll leverage this degree, the flexibility could work. If they're choosing it because they're unsure what to study, that same first-year salary looks less promising when weighted against more structured programs with clearer career pathways.
Where University of Maryland Global Campus Stands
Earnings vs. debt across all multi/interdisciplinary studies bachelors's programs nationally
Compare to Similar Programs in Maryland
Multi/Interdisciplinary Studies bachelors's programs at peer institutions in Maryland (21 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $7,992 | $37,937* | — | $25,373* | — | |
| $63,340 | $46,455* | — | $13,750* | 0.30 | |
| $55,480 | $40,150* | $67,029 | $27,000* | 0.67 | |
| $39,708 | $35,723* | $42,994 | $31,000* | 0.87 | |
| $10,638 | $30,895* | — | $17,500* | 0.57 | |
| National Median | — | $38,704* | — | $25,495* | 0.66 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maryland Global Campus, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in MD. Actual outcomes may vary.