Median Earnings (1yr)
$64,138
95th percentile (80th in MA)
Median Debt
$22,014
15% below national median
Debt-to-Earnings
0.34
Manageable
Sample Size
198
Adequate data

Analysis

UMass Amherst's business program punches well above its weight, delivering earnings that outpace 80% of Massachusetts business schools—and the state is packed with expensive private alternatives. At $64,138 in first-year earnings, graduates earn more than Boston University or Babson grads, but they're doing it with roughly half the typical debt burden. The 0.34 debt-to-earnings ratio means graduates owe just four months of their first year's salary, a manageable starting point that leaves room for other financial goals.

What makes this particularly compelling is the trajectory: earnings grow to $75,408 by year four, closing the gap with elite private programs while maintaining that cost advantage. Among all U.S. business programs, this ranks in the 95th percentile for earnings—exceptional performance from a school with a 58% admission rate. The combination suggests strong employer relationships and curriculum quality that rivals far more selective institutions.

For families weighing UMass Amherst against pricier Boston-area business schools, the math is straightforward. Your child gets comparable career outcomes with significantly less financial stress. This is exactly the kind of program where flagship university scale creates real value: strong regional recruiting, robust alumni networks, and outcomes that match schools charging twice the tuition.

Where University of Massachusetts-Amherst Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

University of Massachusetts-AmherstOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Massachusetts-Amherst graduates compare to all programs nationally

University of Massachusetts-Amherst graduates earn $64k, placing them in the 95th percentile of all business administration, management and operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Massachusetts

Business Administration, Management and Operations bachelors's programs at peer institutions in Massachusetts (44 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Massachusetts-Amherst$64,138$75,408$22,0140.34
Boston College$71,675$86,804$17,8730.25
Boston University$71,545$86,755$25,0000.35
Babson College$69,970$89,884$23,0000.33
Bentley University$67,903$86,432$25,0000.37
Wentworth Institute of Technology$64,591$88,200——
National Median$45,703—$26,0000.57

Other Business Administration, Management and Operations Programs in Massachusetts

Compare tuition, earnings, and debt across Massachusetts schools

SchoolIn-State TuitionEarnings (1yr)Debt
Boston College
Chestnut Hill
$67,680$71,675$17,873
Boston University
Boston
$65,168$71,545$25,000
Babson College
Wellesley
$56,032$69,970$23,000
Bentley University
Waltham
$58,150$67,903$25,000
Wentworth Institute of Technology
Boston
$41,010$64,591—

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Massachusetts-Amherst, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 198 graduates with reported earnings and 168 graduates with debt data. Small samples may not be representative.