Business Administration, Management and Operations at University of Massachusetts-Amherst
Bachelor's Degree
umass.eduAnalysis
UMass Amherst's business program punches well above its weight, delivering earnings that outpace 80% of Massachusetts business schoolsβand the state is packed with expensive private alternatives. At $64,138 in first-year earnings, graduates earn more than Boston University or Babson grads, but they're doing it with roughly half the typical debt burden. The 0.34 debt-to-earnings ratio means graduates owe just four months of their first year's salary, a manageable starting point that leaves room for other financial goals.
What makes this particularly compelling is the trajectory: earnings grow to $75,408 by year four, closing the gap with elite private programs while maintaining that cost advantage. Among all U.S. business programs, this ranks in the 95th percentile for earningsβexceptional performance from a school with a 58% admission rate. The combination suggests strong employer relationships and curriculum quality that rivals far more selective institutions.
For families weighing UMass Amherst against pricier Boston-area business schools, the math is straightforward. Your child gets comparable career outcomes with significantly less financial stress. This is exactly the kind of program where flagship university scale creates real value: strong regional recruiting, robust alumni networks, and outcomes that match schools charging twice the tuition.
Where University of Massachusetts-Amherst Stands
Earnings vs. debt across all business administration, management and operations bachelors's programs nationally
Earnings Distribution
How University of Massachusetts-Amherst graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Massachusetts-Amherst | $64,138 | $75,408 | +18% |
| Babson College | $69,970 | $89,884 | +28% |
| Wentworth Institute of Technology | $64,591 | $88,200 | +37% |
| Boston College | $71,675 | $86,804 | +21% |
| Boston University | $71,545 | $86,755 | +21% |
Compare to Similar Programs in Massachusetts
Business Administration, Management and Operations bachelors's programs at peer institutions in Massachusetts (44 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $17,357 | $64,138 | $75,408 | $22,014 | 0.34 | |
| $67,680 | $71,675 | $86,804 | $17,873 | 0.25 | |
| $65,168 | $71,545 | $86,755 | $25,000 | 0.35 | |
| $56,032 | $69,970 | $89,884 | $23,000 | 0.33 | |
| $58,150 | $67,903 | $86,432 | $25,000 | 0.37 | |
| $41,010 | $64,591 | $88,200 | β | β | |
| National Median | β | $45,703 | β | $26,000 | 0.57 |
Career Paths
Occupations commonly associated with business administration, management and operations graduates
Computer and Information Systems Managers
Architectural and Engineering Managers
Biofuels/Biodiesel Technology and Product Development Managers
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Compensation and Benefits Managers
Human Resources Managers
Sales Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Massachusetts-Amherst, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 198 graduates with reported earnings and 168 graduates with debt data. Small samples may not be representative.