Based on U.S. Department of Education data (October 2025 release). Some figures are estimates based on similar programs — see details below.
Analysis
The national benchmark of $36,279 in first-year earnings positions this program right at the median for social sciences bachelor's degrees across the country—a solid starting point, though notably below what graduates from Boston University's program earn. With estimated debt around $22,116, UMass Amherst appears to offer better value than many peers, coming in roughly $3,400 below the national median debt load for this field.
The 0.61 debt-to-earnings ratio suggests manageable repayment, meaning graduates would owe less than two-thirds of their first-year salary. This compares favorably to many social sciences programs, where debt can easily equal or exceed annual starting salaries. The combination of a competitive state flagship education and below-average borrowing could make this program more accessible than private alternatives, though the earnings estimate doesn't suggest any Massachusetts advantage—the state median sits virtually identical to the national figure at $35,536.
For families weighing this investment, the key uncertainty is how UMass Amherst's actual outcomes compare to these peer-program estimates. The institution's solid academic profile (1393 average SAT) suggests it could perform above the median, but without school-specific data, that remains speculative. If your student is considering graduate school or fields where the bachelor's degree is just an entry point, keeping undergraduate debt under $23,000 provides valuable flexibility for what comes next.
Where University of Massachusetts-Amherst Stands
Earnings vs. debt across all social sciences bachelors's programs nationally
Compare to Similar Programs in Massachusetts
Social Sciences bachelors's programs at peer institutions in Massachusetts (9 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $17,357 | $36,279* | — | $22,116* | — | |
| $65,168 | $48,243* | $61,389 | —* | — | |
| $64,142 | $22,829* | — | —* | — | |
| National Median | — | $36,279* | — | $25,500* | 0.70 |
Career Paths
Occupations commonly associated with social sciences graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Massachusetts-Amherst, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 33 similar programs. Actual outcomes may vary.