Applied Mathematics at University of Massachusetts-Dartmouth

Massachusetts sets a high bar for applied mathematics programs—the state median sits at $98,216, with Harvard and Wentworth grads commanding six figures or close to it. Against that backdrop, UMass Dartmouth's estimated $60,930 first-year earnings (derived from national peer programs) suggests a significant gap, landing closer to the national median than what Bay State employers typically pay these graduates.

The estimated debt load of $21,000 keeps the financial risk manageable—a debt-to-earnings ratio of 0.34 means graduates should be able to handle payments on typical entry-level salaries. But the real question is whether those salaries will catch up. Applied math degrees typically lead to data analysis, actuarial, or software roles where earnings can climb substantially with experience, but starting $37,000 below the state median puts UMass Dartmouth grads at a disadvantage in a competitive market where top programs dominate employer pipelines.

For families weighing this option, the key uncertainty is whether UMass Dartmouth's actual outcomes mirror the national average or track closer to Massachusetts norms. The school's 92% admission rate and modest SAT scores suggest a different student profile than MIT or Harvard, which could partly explain any earnings gap. If your child is Massachusetts-bound and career-focused in quantitative fields, compare this program's career services and employer connections against state alternatives—the degree's value will hinge on landing those higher-paying roles that justify studying applied math in one of the country's most expensive states.