Analysis
UMass Lowell's English program starts graduates at a challenging $30,408, but the 32% earnings jump to $40,108 by year four suggests graduates find their footing—a meaningful trajectory in a field known for slow salary progression. The $27,000 debt load is exceptionally low, ranking in just the 5th percentile nationally, which gives graduates crucial breathing room during those early career years when they're building experience and connections.
The catch is positioning within Massachusetts. At the 40th percentile among Bay State English programs, this trails the state median of nearly $35,000 by a noticeable margin. That gap matters in a high-cost-of-living state where graduates from Northeastern or Williams are earning $50,000 right out of college. Still, UMass Lowell delivers something those elite programs often don't: affordability. The debt burden here is roughly half what you'd face at many private alternatives, and the four-year earnings show graduates are building toward sustainable careers in education, communications, or publishing.
For families weighing options, this program works if your student can weather a modest first year while keeping debt minimal. The earnings growth trajectory is genuinely encouraging—but students planning to stay in Massachusetts should understand they'll likely be competing for jobs against graduates from higher-earning programs who already have a $10,000-$20,000 salary advantage.
Where University of Massachusetts-Lowell Stands
Earnings vs. debt across all english language and literature bachelors's programs nationally
Earnings Distribution
How University of Massachusetts-Lowell graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Massachusetts-Lowell | $30,408 | $40,108 | +32% |
| College of the Holy Cross | $43,362 | $69,556 | +60% |
| Boston College | $41,878 | $57,075 | +36% |
| Williams College | $49,340 | $56,571 | +15% |
| Wellesley College | $38,376 | $54,525 | +42% |
Compare to Similar Programs in Massachusetts
English Language and Literature bachelors's programs at peer institutions in Massachusetts (49 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $16,570 | $30,408 | $40,108 | $27,000 | 0.89 | |
| — | $49,639 | $48,771 | $27,000 | 0.54 | |
| $63,141 | $49,639 | $48,771 | $27,000 | 0.54 | |
| $64,860 | $49,340 | $56,571 | $13,125 | 0.27 | |
| $54,500 | $44,629 | $52,006 | $24,737 | 0.55 | |
| $60,850 | $43,362 | $69,556 | $27,000 | 0.62 | |
| National Median | — | $29,967 | — | $24,529 | 0.82 |
Career Paths
Occupations commonly associated with english language and literature graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Massachusetts-Lowell, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 88 graduates with reported earnings and 100 graduates with debt data. Small samples may not be representative.