Music at University of Massachusetts-Lowell

UMass Lowell's music program stands out sharply in Massachusetts—ranking in the 95th percentile for earnings within the state and substantially outearning prestigious conservatories like Berklee ($18,177) and Northeastern ($21,978). At $35,311 in the first year, graduates earn 53% more than the typical Massachusetts music graduate. Nationally, this program also performs well, landing in the 80th percentile while keeping debt below the national median at $27,000.

The significant challenge here is the earnings trajectory: income drops 13% between years one and four, falling to $30,623. This pattern suggests many graduates may start in music-related work but shift to other fields or face industry volatility. Still, even with this decline, fourth-year earnings remain well above what most music graduates in Massachusetts achieve early in their careers.

For families concerned about return on investment in a music degree, UMass Lowell offers one of the stronger financial profiles available in the state. The debt-to-earnings ratio of 0.76 is manageable, and the program costs far less than private alternatives while delivering better outcomes. Just understand that music careers often involve income instability, and your child should have realistic expectations about the long-term earning path.