International Relations and National Security Studies at University of Memphis

A debt-to-earnings ratio near 0.6 looks manageable on paper, but here's the reality check: peer programs nationally suggest first-year earnings around $37,000, while Tennessee's own International Relations graduates typically start much lower—Rhodes College reports just $23,835, which would push the debt burden uncomfortably high. With an estimated $22,000 in debt, you're banking on Memphis graduates performing more like the national median than the Tennessee median, and there's no actual data here to confirm which outcome is more likely.

The program serves a diverse student body at an accessible institution, which matters for opportunity. However, International Relations degrees often require graduate school or very specific networking to translate into strong careers, and starting salaries in this field can vary wildly depending on whether graduates land in government, nonprofits, or private sector roles. Similar programs across Tennessee show weak early earnings, suggesting the local job market may not support premium outcomes for this credential.

Without reported data specific to Memphis, you're making a decision in the dark. If your child is certain about this field and has a clear career pathway that typically requires this degree, the estimated numbers aren't disqualifying. But if they're choosing International Relations because it sounds interesting, understand that comparable programs often produce uncertain financial returns, particularly in Tennessee's market.