Median Earnings (1yr)
$73,680
43rd percentile (60th in TN)
Median Debt
$27,168
1% above national median
Debt-to-Earnings
0.37
Manageable
Sample Size
439
Adequate data

Analysis

University of Memphis nursing graduates face an unusual earnings trajectory that sets this program apart from typical nursing careers. While first-year graduates earn $73,680—just slightly below the national median of $74,888—their salaries actually decline to $64,251 by year four, representing a 13% drop that runs counter to most career paths.

Within Tennessee's nursing landscape, this program performs respectably, ranking in the 60th percentile among the state's 32 nursing programs. The $27,168 median debt burden is reasonable and closely matches both national and state averages, creating a manageable debt-to-earnings ratio of 0.37. However, the earnings decline becomes more problematic when you consider that graduates start above Tennessee's median of $67,094 but end up below it after four years.

The earnings pattern suggests potential issues with career advancement opportunities or market saturation in Memphis-area healthcare. While the debt load won't crush graduates financially, parents should understand they're investing in a program where peak earning potential appears to come immediately after graduation rather than building over time. For families prioritizing stable, growing income trajectories, this program's backwards earnings curve warrants serious consideration against other Tennessee options like Strayer or Galen, where graduates earn more consistently.

Where University of Memphis Stands

Earnings vs. debt across all registered nursing, nursing administration, nursing research and clinical nursing bachelors's programs nationally

University of MemphisOther registered nursing, nursing administration, nursing research and clinical nursing programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Memphis graduates compare to all programs nationally

University of Memphis graduates earn $74k, placing them in the 43th percentile of all registered nursing, nursing administration, nursing research and clinical nursing bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing bachelors's programs at peer institutions in Tennessee (32 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Memphis$73,680$64,251$27,1680.37
Strayer University-Tennessee$81,061$34,0400.42
Galen Health Institutes-Nashville Campus$76,234$82,003$45,7750.60
Baptist Health Sciences University$74,962$66,408$47,5000.63
The University of Tennessee-Martin$71,727$65,594$25,2310.35
Bethel University$71,315$25,0000.35
National Median$74,888$27,0000.36

Other Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
Strayer University-Tennessee
Memphis
$13,920$81,061$34,040
Galen Health Institutes-Nashville Campus
Nashville
$16,400$76,234$45,775
Baptist Health Sciences University
Memphis
$13,846$74,962$47,500
The University of Tennessee-Martin
Martin
$10,208$71,727$25,231
Bethel University
McKenzie
$18,168$71,315$25,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Memphis, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 439 graduates with reported earnings and 425 graduates with debt data. Small samples may not be representative.