Applied Mathematics at University of Miami

A selective private university charging roughly $25,000 in debt for a math-intensive bachelor's degree creates an interesting calculation. University of Miami admits fewer than one in five applicants and serves predominantly affluent students, yet the estimated debt burden here—derived from similar private institutions nationally—sits above the national median for applied mathematics programs. That debt-to-earnings ratio of 0.42 means graduates would need roughly five months of gross income to cover what they borrowed, assuming peer program outcomes hold here.

The $60,930 first-year earnings figure comes from national benchmarks across nearly 300 applied mathematics programs. That's respectable for a recent graduate, though it leaves Miami's program in the middle of the pack rather than at the premium you might expect from a highly selective institution. With only seven schools offering this major in Florida and none reporting comparable data publicly, it's difficult to assess whether Miami's specific outcomes justify attending here versus a state university.

For families weighing this investment, the key question is whether Miami's academic environment and networking advantages materialize into faster salary growth than the estimates suggest. The debt level won't sink anyone, but you're not seeing the kind of immediate earnings that would make this an obvious financial win based on comparable programs elsewhere.