Analysis
A $49,000 estimated starting salary against $31,000 in estimated debt—based on peer programs nationally—creates a manageable debt burden for a University of Miami architecture degree, though the figures come with meaningful uncertainty since this specific program's outcomes aren't publicly reported. The 0.63 debt-to-earnings ratio sits comfortably within acceptable ranges, suggesting graduates from similar programs can typically handle their loan payments without severe financial strain. What's less clear is how Miami's highly selective environment (19% acceptance rate, 1416 average SAT) translates into career advantages for architecture grads specifically.
The real question is whether Miami's premium tuition—reflected in that $31,000 debt estimate—delivers proportional career benefits in architecture. Comparable programs nationally show first-year earnings around this same $49,000 mark, but Miami charges significantly more than many state universities offering architecture degrees. You're essentially betting that Miami's reputation, network, and location in a major construction market justify the higher cost. For architecture specifically, where portfolio quality and internship experience often matter as much as school prestige, that premium may be harder to recoup than in other fields.
Consider this an investment requiring faith in Miami's network rather than proven outcomes data. If your child thrives in competitive environments and plans to leverage South Florida's development boom, the debt level won't be crushing. But you're making this decision without the specific earnings data that would confirm whether Miami's architecture program actually outperforms cheaper alternatives.
Where University of Miami Stands
Earnings vs. debt across all architectural sciences and technology bachelors's programs nationally
Compare to Similar Programs Nationally
Architectural Sciences and Technology bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $59,926 | $49,261* | — | $30,813* | — | |
| $12,643 | $81,377* | $98,992 | $18,977* | 0.23 | |
| $17,357 | $64,939* | — | $23,750* | 0.37 | |
| $11,075 | $58,653* | — | $23,500* | 0.40 | |
| $63,061 | $58,622* | — | $31,000* | 0.53 | |
| $59,683 | $58,246* | — | $31,000* | 0.53 | |
| National Median | — | $49,261* | — | $27,000* | 0.55 |
Career Paths
Occupations commonly associated with architectural sciences and technology graduates
Architectural and Engineering Managers
Biofuels/Biodiesel Technology and Product Development Managers
Architecture Teachers, Postsecondary
Architectural and Civil Drafters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Miami, approximately 15% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 28 similar programs. Actual outcomes may vary.