Median Earnings (1yr)
$17,571
5th percentile (10th in FL)
Median Debt
$16,991
32% below national median
Debt-to-Earnings
0.97
Manageable
Sample Size
64
Adequate data

Analysis

A University of Miami biology degree starts with alarmingly low earnings—just $17,571 one year out—but quadruples to $41,518 by year four, ultimately exceeding both Florida's median ($27,034) and the national benchmark ($32,316). The problem is what happens during those first few years. At a highly selective private university with a 19% admission rate, biology graduates are earning less than Florida community college graduates initially, suggesting many enter graduate programs, post-baccalaureate research positions, or medical school prerequisites that severely depress early earnings.

The debt picture offers some relief: at $16,991, it's substantially below both state and national averages, making those lean early years more manageable than at peer institutions. However, ranking in just the 10th percentile among Florida biology programs for first-year earnings means your child will likely be watching peers from less prestigious schools earn twice as much immediately after graduation. By year four, Miami graduates catch up and surpass most competitors, but that requires either family financial support or tolerance for a prolonged period of minimal income.

This program makes sense if your child is headed to medical, dental, or graduate school where the Miami credential matters. For students planning to work immediately with a bachelor's degree, several Florida universities deliver stronger early earnings without requiring years of financial sacrifice. The relatively low debt helps, but cannot fully offset the opportunity cost of those first years.

Where University of Miami Stands

Earnings vs. debt across all biology bachelors's programs nationally

University of MiamiOther biology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Miami graduates compare to all programs nationally

University of Miami graduates earn $18k, placing them in the 5th percentile of all biology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Florida

Biology bachelors's programs at peer institutions in Florida (38 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Miami$17,571$41,518$16,9910.97
St Petersburg College$37,741$40,9161.08
Miami Dade College$34,568$13,7500.40
Keiser University-Ft Lauderdale$34,287$39,0001.14
Florida Agricultural and Mechanical University$34,012$42,723$28,1250.83
The University of Tampa$32,909$26,0000.79
National Median$32,316$25,0000.77

Other Biology Programs in Florida

Compare tuition, earnings, and debt across Florida schools

SchoolIn-State TuitionEarnings (1yr)Debt
St Petersburg College
St. Petersburg
$2,682$37,741$40,916
Miami Dade College
Miami
$2,838$34,568$13,750
Keiser University-Ft Lauderdale
Fort Lauderdale
$24,136$34,287$39,000
Florida Agricultural and Mechanical University
Tallahassee
$5,785$34,012$28,125
The University of Tampa
Tampa
$33,424$32,909$26,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Miami, approximately 15% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 64 graduates with reported earnings and 90 graduates with debt data. Small samples may not be representative.